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12880 SW 231st St, Miami, FL, 33170

3beds
3baths
1,331sqft
$517,000
$388price/sqft
$3,530/moest. monthly cost
$141,200/yrincome needed

About This Home

Beautiful 2023-built smart townhouse featuring 3 bedrooms, 2.5 bathrooms, impact windows and doors, and modern finishes throughout. Ceramic tile downstairs and carpet upstairs. Great kitchen with stainless steel appliances. Convenient upstairs laundry with washer and dryer. Enjoy a private patio with turf for low maintenance. 1-car garage with epoxy floor, and driveway parking for 2 additional vehicles. Located in a newer community with a pool, fitness center, and easy access to major highways for a quick commute. Move-in ready!

Getting Around

22
WalkingCar-Dependent
35
TransitSome Transit
50
BikeBikeable

Schools

6/10
5/10
Cutler Bay MiddleGrades 6-84.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: CBS Construction

Other

  • Builder model: Bordeaux Model

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: High Impact Doors
  • Window features: Complete Impact Glass,Blinds,High Impact Windows
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 3069140212970
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,No Rv/Boats,No Trucks/Trailers,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,614$31,368
Home Insurance *$136$1,632
Property Taxes $583$6,996
Electricity $197$2,366
Total$3,530$42,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,028/yr
40% on housing$105,900/yr
45% on housing$94,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$370
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$517,000
2024-09-11Sold$470,000
2023-12-29Sold$412,700
2023-10-17Price change$485,440
2023-10-08Listed for sale$481,440

For Sale by Agent

AgentSilvia Perna
BrokerageDecoNova International Group

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