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4057 Sagefield Dr, Saint Cloud, FL, 34773

3beds
2baths
1,673sqft
$364,900
$218price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Welcome to this beautiful lake-view home located in the desirable Harmony Central community of Saint Cloud. This home offers a modern open-concept layout with bright living areas, a spacious kitchen, and a comfortable flow that makes the property feel inviting from the moment you walk in. The kitchen features a functional design with plenty of cabinet space, a large island, and a great connection to the dining and living areas, creating an ideal setup for everyday living and entertaining. One of the best features of this home is the peaceful lake view, giving the backyard an open and relaxing feel that truly makes this property stand out. Enjoy your morning coffee, unwind in the evening, or host guests while taking in the beautiful Florida setting. Located in the growing Harmony area, this home offers convenient access to major roads, shopping, dining, parks, schools, Lake Nona, Orlando, and surrounding Central Florida destinations. This is a great opportunity to own a newer-style home with a lake view in one of Saint Cloud’s attractive communities. Schedule your private showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-52.2 mi
6/10
Middle School AAGrades 6-81.5 mi
5/10
Harmony High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 1,673 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3226323596000A0280
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$144$1,728
Property Taxes $231$2,772
Electricity $197$2,366
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$183
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$374,990
2025-08-08Listing removed$399,990
2025-02-24Price change$399,990
2025-02-14Listed for sale$408,000
2024-04-26Sold$375,900
2024-03-12Pending sale$412,900
2024-03-01Price change$412,900
2024-02-23Price change$407,900
2024-02-16Price change$424,900
2024-02-09Price change$415,900
2024-01-13Price change$429,900
2023-12-29Price change$403,900
2023-12-14Price change$411,900
2023-12-01Price change$405,900
2023-10-26Price change$414,900
2023-10-06Price change$413,900
2023-09-02Price change$416,900
2023-07-29Listed for sale$399,900

For Sale by Agent

AgentAndres Garcia LLC
BrokerageLA ROSA REALTY KISSIMMEE

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