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4594 Jennings Fish Camp Rd, Lake Wales, FL, 33898

2beds
2baths
1,000sqft
$86,000
$86price/sqft
$780/moest. monthly cost
$31,200/yrincome needed

About This Home

Appraised at $90,000. Asking $ 86,000. FINANCING AVAILABLE Citizens Bank. SIGNING WITH REALTOR ON June 1, 2026 Your lake house getaway! You’re just steps from your boat slip on Lake Pierce. Newly remodeled– All rooms have been updated throughout. Kitchen Improvements: -all new appliances -gunmetal farmhouse sink -butcher block counter tops -all new cabinets/handles -new 4x6 window -updated wallboard Laundry Improvements: -new whirlpool washer/dryer -black walnut shelving made in Murphy, NC -dog washing station -folding table -new walls and windows -added mudroom -new light fixtures Front Room/Living Area Improvements: -updated paint -new curtains and shades -new ceiling fans -updated Texas star front door Main Bathroom Improvements: -newly installed tub/shower -redone linen closet -mirrors/light fixtures updated Outdoor Area Improvements: -extended concrete patio -main shed updated electric -new gutters and drainage system -no standing water in yard -new landscaping -all new exterior paint -newly sealed roof Other important info: -Lot Lease $380/mo -Hurricane insurance eligible due to updates / Statefarm approved -Unobstructed view of the canal/view of boat slip from front door

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,000 sqft

Property

Features

  • Exterior features: Other

Parking

  • Total spaces: 3
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$97$1,164
Property Taxes $52$624
Electricity $197$2,366
Total$780$9,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,742/yr
40% on housing$23,400/yr
45% on housing$20,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 33898$127
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33898$187
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$86,000
2026-03-04Price change$89,999
2026-01-26Price change$92,500
2025-12-13Listed for sale$94,500
2025-11-23Listing removed--
2025-08-23Price change$99,000
2025-07-28Listed for sale$116,000
2024-11-01Listing removed--
2024-10-07Price change$80,000
2024-08-07Price change$90,000
2024-07-06Price change$100,000
2024-07-03Price change$90,000
2024-02-19Listed for sale$80,000
2023-10-25Listing removed--
2023-10-05Listed for sale$70,000

For Sale by Owner

AgentProperty Owner

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