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5919 Lake Rd W Unit 13, Ashtabula, OH, 44004

1beds
1baths
--sqft
$184,900
--price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Wow, your own Retreat so close to the shores of Lake Erie. This charming cabin is easy to maintain and will provide the relaxation you crave. Enjoy the covered front porch or take advantage of those peaceful nights around your fire pit. When you are ready for action this area offers an abundance of activities from the Strip at Geneva-on-The-Lake, to the scenic Lake Erie Coastal Trail. Zip lining at the Geneva State Park, or tour the many Grand River Wineries. Plenty of shopping and restaurants located on historic Bridge Street in the Ashtabula Harbor. Fishing, bicycling, kayaking and hunting are all activities available nearby. This ranch style cabin has an open floor plan with exposed beams and tons of charm. Use as a vacation home or as an Airbnb. If interested in using as an Airbnb rest assured current sellers already have an established client base. The Annual rental fee of $1,000.00 is paid for 2026. Now is the time to come and take a look and make this cabin yours!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Lakeside High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Eat In Kitchen

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 480171101813

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Fire Pit
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$148$1,776
Property Taxes $172$2,064
Electricity $193$2,320
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$184,900
2026-04-07Price change$189,900
2026-02-23Price change$195,000
2025-08-14Listed for sale$199,000
2024-04-06Listing removed$199,900
2023-10-05Listed for sale$199,900

For Sale by Agent

AgentRick L Furmage
BrokerageBerkshire Hathaway HomeServices Professional Realty

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