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471 Lucky Dr NW, Concord, NC, 28027

3beds
2baths
1,974sqft
$574,000
$291price/sqft
$3,628/moest. monthly cost
$145,120/yrincome needed

About This Home

Welcome to this premier homesite in Red Hill—a charming Niblock community rich in history. Backing to the scenic Carolina Thread Trail, this 2023-built ranch, the Avalon, is better than new and filled with thoughtful upgrades. Step inside to find 10-foot ceilings, oversized windows, and a bright, open-concept layout that seamlessly blends comfort and style. This 3-bedroom 2 bath, split-bedroom floor plan offers privacy and functionality, including a spacious primary suite with a tiled walk-in shower, and dual vanities. Enjoy peaceful mornings on your screened-in patio overlooking a picturesque stone bridge lighted in the evenings. Additional highlights include coffered and tray ceilings, luxury vinyl plank flooring, granite countertops, stainless steel appliances, and a large kitchen island perfect for entertaining. Primary closet connects to laundry room. A versatile flex space makes an ideal home office or hobby room.

Getting Around

5
WalkingCar-Dependent
20
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

9/10
4/10
5/10
West Cabarrus HighGrades 9-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Light Fixtures,Gas Oven,Gas Range,Gas Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Pocket Doors,Screen Door(s),Storm Door(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,974

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56116270700000
  • Zoning: RV-CD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened

Lot

  • Lot size: 0.18 Acres
  • Features: Cleared,Green Area

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,902$34,824
Home Insurance *$173$2,076
Property Taxes $353$4,236
Electricity $200$2,405
Total$3,628$43,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,388/yr
40% on housing$108,840/yr
45% on housing$96,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$575,000
2025-12-30Price change$595,000
2025-09-18Price change$600,000
2025-08-19Price change$621,000
2025-07-18Listed for sale$625,000
2025-07-02Listing removed$625,000
2025-06-13Price change$625,000
2025-05-29Price change$640,000
2025-05-07Price change$650,000
2025-04-24Listed for sale$675,000
2023-11-27Sold$561,787
2023-10-04Pending sale$561,787
2023-10-04Listed for sale$561,787

For Sale by Agent

AgentAmy Evans
BrokerageHoward Hanna Allen Tate Concord

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