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17860 Preservation Loop #432, Bend, OR, 97707

5beds
5baths
3,852sqft
$2,129,000
$553price/sqft
$12,545/moest. monthly cost
$501,800/yrincome needed

About This Home

Set on a 0.41-acre homesite backing to a beautiful open common area near Preservation Park, this Caldera Springs home offers a functional layout and thoughtful design. 5-bed, 5-bath featuring two en-suite bedrooms on the main level, including the primary suite. Upstairs includes two additional suites, along with an additional bedroom suited for a versatile bonus space or bunkroom. The kitchen, dining and great room are connected seamlessly for effortless gathering & entertaining. Jenn-Air appliance package, quartz counters, knotty alder cabinetry, and custom tile selections throughout complement the homes mountain-modern design. The outdoor living spaces include a spacious covered front porch and a covered rear patio for year-round enjoyment, along with an uncovered patio situated off the primary suite that provides additional space to relax. Oversized 982 SF garage with dedicated owner storage closets. This home offers the perfect blend of privacy and Central Oregon resort living!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
51
BikeBikeable

Schools

4/10
Three Rivers K-8 SchoolGrades K-81.9 mi
2/10
Lapine Senior High SchoolGrades 9-1211.8 mi
4/10
Caldera High SchoolGrades 9-1213.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Stemwall
  • Roof: Composition,Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Range Hood,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Built-in Features,Double Vanity,Enclosed Toilet(s),Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,852
  • Total interior livable area: 3,852 sqft

Property

Details

  • Parcel number: 286743
  • Zoning description: F2, DR, WA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.41 Acres
  • Features: Landscaped,Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,765$129,180
Home Insurance *$385$4,620
Property Taxes $1,046$12,552
Electricity $349$4,194
Total$12,545$150,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$430,114/yr
40% on housing$376,350/yr
45% on housing$334,533/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$431
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$2,099,000
2026-07-10Listed for sale$2,129,000
2025-03-03Sold$389,000
2024-07-18Pending sale$389,000
2024-07-12Listed for sale$389,000
2024-04-01Listing removed$439,000
2023-10-03Listed for sale$439,000

New Construction

AgentLinda Dorr-Fagan
BrokerageSunriver Realty

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