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108 N Washington St, Round Top, TX, 78954

2beds
1baths
832sqft
$995,000
$1,196price/sqft
$7,390/moest. monthly cost
$295,600/yrincome needed

About This Home

Exquisite Boutique Property in Round Top’s Coveted Historic Core - 108 N Washington St, Round Top, TX 78954 is a rare, character-filled property ideally situated on one of the most desirable blocks in the heart of Round Top, Texas — a town renowned for its world-class antiques fairs, vibrant arts scene, and timeless Texas charm. This distinctive property occupies a prime downtown location just steps from the town square and benefiting from year-round foot traffic and visibility within the local retail, gallery, and visitor market. The location is perfect for enjoying the annual Fourth of July parade as well as the lighted Christmas parade in Round Top. Traditionally serving as D. Little Gallery for the last 19 years, the space lends itself naturally to boutique retail, curated gallery experiences, professional office, or upscale live/work uses.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Block & Beam
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: R53575

Features

  • Stories: 1

Lot

  • Lot size: 2,308 sqft
  • Features: Corner Lot,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$1,516$18,192
Property Taxes $605$7,260
Electricity $238$2,859
Total$7,390$88,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,371/yr
40% on housing$221,700/yr
45% on housing$197,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.4%
-7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,196This listing

vs Other Active Listings

Avg $/sqft

ZIP 78954$595
Fayette County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 78954
Fayette County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$995,000
2026-02-28Listed for sale$1,299,000
2024-02-22Listing removed--
2023-09-28Listed for sale$1,799,000

For Sale by Agent

AgentLisa Mayer
BrokerageRound Top Real Estate

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