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409 Piney Oak Drive, Carthage, NC, 28327

3beds
3baths
2,451sqft
$570,000
$233price/sqft
$3,295/moest. monthly cost
$131,800/yrincome needed

About This Home

Welcome to 409 Piney Oak Drive, a beautifully appointed home nestled on a quiet cul-de-sac in one of Moore County's most desirable neighborhoods, Laurel Ridge. This thoughtfully designed 3-bedroom,bonus room, flex room, and 3 full bath residence offers a blend of comfort, style, and functionality.The inviting living room features a gas log fireplace with a decorative mantle and granite surround, creating a warm focal point for the space. The open-concept gourmet kitchen is perfect for entertaining, complete with a large island with sink overlooking the great room. Enjoy Quartz countertops, a subway tile backsplash set in a herringbone pattern, white shaker cabinetry, a discreet dual trash rollout, and a pantry cabinet. Stainless steel appliances include a microwave, dishwasher, double wall oven, and cooktop.The dining area offers peaceful backyard views and direct access to both the covered rear deck and separate grill deck. A recently updated screened-in porch with convenient access to the backyard and grilling area enhances outdoor living. Elegant two-piece crown molding runs throughout the foyer, living room, kitchen, and dining area. The first-floor primary suite features a tray ceiling with crown molding, a spacious walk-in closet, and a well-appointed en-suite bath with dual vanities, quartz countertops, framed mirrors, a tiled shower with bench seating, linen closet, and tile flooring. Two additional first-floor bedrooms also offer walk-in closets and share a full hall bath with a tile-surround tub/shower combination.Conveniently located just off the garage entry, the first-floor laundry room includes tile flooring and a linen closet.Upstairs, you'll find a versatile bonus room and an additional flex room and a full bathroom with a tile-surround tub/shower and linen closet.Luxury vinyl plank flooring runs throughout the main living areas, including the foyer, great room, and kitchen/dining space. Additional highlights include a side-loading two-car garage, screened-in covered back porch, wooden privacy fence, and a fully encapsulated crawlspace with new vapor barrier and dehumidifier.Ideally situated near downtown Pinehurst, local shopping, dining, and Moore County Regional Hospital, this home also offers an easy commute to Fort Bragg, Raleigh, and RDU.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Union Pines High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Double Oven,Dishwasher,Cooktop
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Upper

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,451
  • Total interior livable area: 2,451 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Upper

Property

Details

  • Parcel number: 20210378
  • Zoning: RA-40
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Screened
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.58 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 56 x 206 x 178 x 228

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$181$2,172
Property Taxes $4$48
Electricity $228$2,739
Total$3,295$39,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,971/yr
40% on housing$98,850/yr
45% on housing$87,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 28327$174
Moore County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28327$196
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$570,000
2024-10-11Sold$494,900
2024-09-19Pending sale$494,900
2024-08-16Price change$494,900
2024-06-15Price change$499,800
2024-04-18Price change$499,900
2023-11-06Price change$519,900
2023-10-10Price change$529,900
2023-09-28Listed for sale$559,900

For Sale by Agent

AgentMark Bergstrom
BrokerageBetter Homes and Gardens Real Estate Lifestyle Property Partners

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