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1434 Cotswold Ln, Hamilton, OH, 45013

2beds
2baths
1,686sqft
$374,900
$222price/sqft
$2,653/moest. monthly cost
$106,120/yrincome needed

About This Home

Comfort and convenience come together in this beautifully maintained, thoughtfully designed condo located in the desirable Villas of West Side Hamilton. This well-planned home offers a seamless flow from room to room, creating an inviting and functional living space. Featuring 2 bed 2 full baths, plus a versatile den that can easily serve as a third bedroom or office, this condo adapts to your lifestyle. The spacious open floorplan with beautiful cathedral ceilings provides a stylish and comfortable retreat, perfect for both everyday living and entertaining. The kitchen is equipped with upgraded wood cabinetry, granite, under cabinet lighting, and modern dimmable lighting throughout to give a warm and welcoming atmosphere. Enjoy year-round relaxation in the bright 4-seasons room or private patio ideal for morning coffee or quiet evenings. Don't miss out on this opportunity to call it Home.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-81.0 mi
5/10
Hamilton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab,Stone
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Electric Water Heater
  • Laundry features: In Unit

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Cathedral Ceiling(s),Natural Woodwork,Ceiling Fan(s),Recessed Lighting
  • Door features: French Doors,Multi Panel Doors
  • Window features: Double Hung,Double Pane Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Attic: Storage

Great Room

  • Features: Wall-to-Wall Carpet,Fireplace
  • Level: First
  • Area: 270

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,686
  • Total interior livable area: 1,686 sqft

Kitchen

  • Features: Pantry,Counter Bar,Skylight,Eat-in Kitchen,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 176

Living Room

  • Area: 270

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity

Master Bedroom

  • Features: Bath Adjoins
  • Level: First
  • Area: 224

Office

  • Features: French Doors
  • Level: First
  • Area: 121

Property

Details

  • Parcel number: P6411148000093
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Yard Lights

Lot

  • Lot size: 2,191 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$203$2,436
Property Taxes $362$4,344
Electricity $193$2,320
Total$2,653$31,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,960/yr
40% on housing$79,590/yr
45% on housing$70,746/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 45013$169
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45013$175
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$389,900
2014-12-05Sold$190,000

For Sale by Agent

AgentJustin W Casey
BrokerageRE/MAX Alliance Realty

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