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4009 Faith Ln, Saint Charles, IL, 60174

3beds
3baths
2,025sqft
$659,000
$325price/sqft
$4,810/moest. monthly cost
$192,400/yrincome needed

About This Home

Welcome to this stunning 2,025 sq ft ranch home, where open spaces and high ceilings set the stage for a truly exceptional living experience. As you step inside, you'll be greeted by a bright and airy open floor plan that flows seamlessly from room to room. The spacious living areas are bathed in natural light, making the home feel even more expansive and inviting. With three generously sized bedrooms, including a luxurious master suite, you'll have all the space you need to unwind in comfort. The 2.5 bathrooms are elegantly designed, offering both style and function. Whether you're hosting in the large, open kitchen and dining area or relaxing in the serene, private backyard, this home provides the perfect backdrop for all of life's moments.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
7/10
Wredling Middle SchoolGrades 6-81.2 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,025 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Level: Main
  • Area: 20
  • Dimensions: 5X4

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0130100032
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 6,731 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes,Other,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$286$3,432
Property Taxes $1,037$12,444
Electricity $155$1,869
Total$4,810$57,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,914/yr
40% on housing$144,300/yr
45% on housing$128,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$263
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listing removed$4,400
2026-01-01Listed for rent$4,400
2025-08-14Listed for sale$659,000
2025-08-05Listing removed$659,000
2025-02-05Listed for sale$659,000
2024-11-06Listing removed$569,000
2024-08-23Price change$569,000
2024-04-20Listed for sale$575,000
2024-03-01Listing removed--
2023-11-09Price change$599,000
2023-09-27Listed for sale$680,000
2023-04-06Listing removed--
2023-01-10Listed for sale$599,000
2023-01-10Listing removed--
2022-08-26Listed for sale$599,000

New Construction

AgentRafay Qamar
BrokerageReal Broker LLC

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