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820 Kinniard Rd, Cookeville, TN, 38501

3beds
2baths
2,160sqft
$338,900
$157price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

This energy-efficient 3-bed, 2-bath home offers 2,160 sq ft of comfortable living on 1.593 acres. The spacious master suite includes double sinks, a huge soaking tub, a large walk-in shower with a waterfall showerhead, and an organized walk-in closet. Enjoy eight-foot flat ceilings, finished drywall, an entry living room, a great room, and a dedicated dining area. The island kitchen features stainless Whirlpool appliances, a pantry, bar-top seating, and ample storage. A convenient mudroom and abundant closet space throughout add to the home's functionality and appeal.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
8/10
Cookeville High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Block

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s)
  • Window features: Triple Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Electric,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 001.00
  • Zoning: None

Features

  • Levels: One
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 1.59 Acres
  • Features: Irregular Lot
  • Lot size dimensions: See acreage

Parking

  • Total spaces: 4
  • Parking features: None
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,713$20,556
Home Insurance $171$2,052
Property Taxes $135$1,620
Electricity $175$2,106
Total$2,194$26,328

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$338,900
2025-12-03Listed for sale$339,900
2023-11-13Sold$46,429
2023-10-23Pending sale$54,900
2023-10-23Contingent$54,900
2023-09-25Listed for sale$54,900

For Sale by Agent

AgentJosh Meadows
BrokerageThe Real Estate Collective

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