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234 Clover Cir, Lenoir City, TN, 37772

5beds
3baths
3,369sqft
$774,900
$230price/sqft
$5,659/moest. monthly cost
$226,360/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac, this move-in ready Cedar floor plan by Turner Homes combines thoughtful upgrades, flexible living space, and everyday comfort in one beautifully designed home. High-value improvements, including an F5-rated STORM SHELTER, whole-house surge protection, advanced HVAC system with UV air purification (no ozone) and dehumidifier, SPRAY FOAM INSULATED walk-in attic storage, and energy-efficient features throughout, have already been thoughtfully completed for you. Inside, soaring 10-foot ceilings, 8-foot doors, and an open-concept layout create a bright and spacious feel throughout the main living areas. The vaulted family room flows seamlessly into the dining area, breakfast nook, and beautifully appointed kitchen featuring an oversized island, DOUBLE OVENS, GAS COOKTOP, convenient pull-out cabinetry, and generous space for gathering, entertaining, or simply enjoying everyday life. Designed for both comfort and flexibility, the layout includes a spacious MAIN-LEVEL PRIMARY SUITE, two ADDITIONAL BEDROOMS on the MAIN floor, and an upstairs LOFT with two more generously sized bedrooms, ideal for guests, hobbies, multi-generational living, or growing needs. The primary suite serves as a relaxing retreat with a spa-inspired bath featuring a freestanding soaking tub, large walk-in shower, upgraded fixtures, and a CUSTOM DESIGNED walk-in closet. Additional highlights include a walk-in attic for exceptional storage, a conveniently located main-level laundry room, and a two-car garage with extra bump-out storage and yard-access door. Every detail of this home has been designed to offer comfort, functionality, efficiency, and peace of mind, making it truly move-in ready from day one.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
7/10
North Middle SchoolGrades 5-84.7 mi
6/10
Loudon High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Fiber Cement,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl,Insulated Windows,Drapes
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,369
  • Total interior livable area: 3,369 sqft

Property

Details

  • Parcel number: 016M A 06400 000

Features

  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $236$2,832
Property Taxes $1,232$14,784
Electricity $273$3,284
Total$5,659$67,908

Income You'd Need if You Spent...

35% on housing$194,022/yr
40% on housing$169,770/yr
45% on housing$150,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 37772$312
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37772$240
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$792,500
2024-03-28Sold$720,000
2024-02-18Pending sale$735,000
2023-09-25Listed for sale$735,000

For Sale by Agent

AgentJessica Mace
BrokerageRealty Executives Associates

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