7746 River Rd, Milton, FL, 32583
About This Home
Your own piece of paradise awaits in this stunning waterfront 2025 builder’s home, where no detail has been overlooked and quality construction meets elevated design. Thoughtfully designed with a highly desirable floor plan, this home offers 3 bedrooms and 3 full baths with beautiful fixtures, finishes, and modern style throughout. Step inside to an open living concept featuring luxury vinyl plank flooring throughout and a light-filled main living area enhanced by abundant large windows and a sleek electric fireplace, creating a warm and inviting atmosphere. The adjacent dining area flows seamlessly into the kitchen, truly a chef’s dream, showcasing a huge center island, quartz countertops, ceiling-height cabinetry, stainless steel appliances, and a butler’s pantry for added storage and functionality. The split-bedroom floor plan provides exceptional privacy for the primary suite, where you’ll find a spacious bedroom highlighted by a stylish accent wall. The spa-inspired primary bath features double vanities with quartz countertops, a large walk-in shower with bamboo-look tiled walls and floors, a walk-in closet, and a private water closet. Two additional generously sized bedrooms complete the layout, including one with its own ensuite bath, perfect for guests and offering a tub/shower combo. A third full bath features a large walk-in tiled shower, providing comfort and convenience for family and visitors alike. A well-appointed laundry room completes the interior, with washer and dryer conveying with the home. Outdoor enthusiasts will fall in love with the expansive covered and uncovered deck with Trex flooring, all overlooking a beautiful lake. Enjoy direct water access where you can launch your bass boat, kayak, or canoe and make your way straight to the Blackwater River—the ultimate blend of luxury living and outdoor adventure. This exceptional home truly offers the best of modern living and natural beauty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dryer,Washer,Built In Microwave,Dishwasher,Refrigerator,Self Cleaning Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater
- Laundry features: Inside,W/D Hookups
Bathroom
- Level: Second
- Area: 45
Bathroom1
- Level: Second
- Area: 50
Bedroom
- Level: Second
- Area: 144
Bedroom1
- Level: Second
- Area: 166.8333
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Storage,Baseboards,Ceiling Fan(s),High Ceilings,High Speed Internet,Recessed Lighting
- Door features: Insulated Doors,ENERGY STAR Qualified Doors
- Window features: Double Pane Windows,Some Blinds,Shutters
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Central,ENERGY STAR Qualified Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,942
- Total interior livable area: 1,942 sqft
Kitchen
- Level: Second
- Area: 256
Master Bedroom
- Level: Second
- Area: 210
Property
Details
- Parcel number: 252n280000018210000
- Zoning description: Res Single
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Porch,Covered Deck
- Exterior features: Balcony,Irrigation Well,Rain Gutters
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Natural
Lot
- Lot size: 0.45 Acres
- Features: Central Access,Sprinkler
Parking
- Total spaces: 3
- Parking features: 3 Car Carport,Covered
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance * | $572 | $6,864 |
| Property Taxes | $581 | $6,972 |
| Electricity | $197 | $2,366 |
| Total | $4,459 | $53,508 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $615,000 |
| 2026-04-16 | Price change | $635,000 |
| 2026-04-01 | Price change | $655,000 |
| 2026-03-04 | Price change | $675,000 |
| 2026-01-09 | Listed for sale | $710,000 |
| 2024-09-12 | Listing removed | $130,000 |
| 2024-03-19 | Price change | $130,000 |
| 2023-09-23 | Listed for sale | $135,000 |
| 2023-01-09 | Sold | $50,000 |
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