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207 Midnight Trl, Melissa, TX, 75454

5beds
4baths
2,881sqft
$573,000
$199price/sqft
$4,243/moest. monthly cost
$169,720/yrincome needed

About This Home

Beautiful 5-bedroom, 4-bath home with a media room in the heart of Melissa, TX, just 5 minutes from US-75. The inviting foyer leads past a private bedroom and formal dining room into an open-concept living space. The gourmet kitchen overlooks the casual dining area and spacious gathering room, ideal for entertaining. The private owner’s suite features a bay window, dual vanities, and a large walk-in closet. Upstairs offers a game room and secondary bedrooms, providing plenty of space for family and guests. Thoughtfully designed with style and livability in mind, this home includes premium upgrades such as a media room, Gourmet Kitchen 2, covered patio, bay window at the owner’s bath, and a fourth full bathroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
Melissa Middle SchoolGrades 6-81.1 mi
8/10
Melissa High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Washer

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features

Interior Area

  • Total interior livable area: 2,881 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 12

Master Bathroom

  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Level: First
  • Dimensions: 18 x 18

Other

  • Level: First
  • Dimensions: 10 x 10

Other

  • Level: Second
  • Dimensions: 10 x 10

Other

  • Level: Second
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: R1270700J00501

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,924 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,897$34,764
Home Insurance *$324$3,888
Property Taxes $706$8,472
Electricity $316$3,796
Total$4,243$50,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,474/yr
40% on housing$127,290/yr
45% on housing$113,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 75454$183
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75454$180
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$549,000
2026-06-05Listed for sale$573,000
2024-03-06Sold--
2024-01-11Pending sale$577,871
2023-12-07Price change$577,871
2023-09-23Listed for sale$602,871

For Sale by Agent

AgentLata Gosain
BrokerageVP Realty Services

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