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106 Tree Top Ln, Middletown, PA, 17057

5beds
4baths
3,160sqft
$605,000
$191price/sqft
$4,303/moest. monthly cost
$172,120/yrincome needed

About This Home

Welcome to the Red Cedar model in the desirable Woodland Hills community. This 5-bedroom, 4-bath home offers a bright, open main level featuring 9' ceilings, abundant natural light, and luxury vinyl plank flooring throughout. The spacious kitchen stands out with granite countertops, stainless steel appliances, a range hood, and a large island perfect for gatherings. A generous study room provides an ideal work‑from‑home space. Perfect for multi‑generational living, the first‑floor in‑law suite includes a bedroom, full bath, and space for a sitting area. Upstairs, you’ll find four large bedrooms and two full baths, including a well‑appointed primary suite with ample storage. A walk‑out basement offers endless possibilities for future expansion, recreation, or storage. With a 2‑car garage, modern finishes, and quality craftsmanship by CB Burkholder Homes, this property delivers comfort, flexibility, and style. Located minutes from local amenities, schools, and major routes, this home blends suburban tranquility with everyday convenience.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Kunkel El SchoolGrades K-53.0 mi
6/10
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Passive Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Frame

Other

  • Builder model: Red Cedar
  • Builder name: CB Burkholder Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Disposal,Oven/Range - Electric,Range Hood,Gas Water Heater
  • Laundry features: Hookup,Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Dining,Entry Level Bedroom,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,160

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s),Accessible Hallway(s),Accessible Doors,Doors - Swing In

Details

  • Parcel number: 420420880000000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 10,341 sqft
  • Features: Sloped,Backs - Open Common Area,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,059$36,708
Home Insurance *$253$3,036
Property Taxes $645$7,740
Electricity $346$4,160
Total$4,303$51,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,531/yr
40% on housing$129,090/yr
45% on housing$114,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 17057$108
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17057$176
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$615,000
2024-03-07Sold$510,000
2024-02-13Pending sale$541,725
2023-10-02Listed for sale$541,725
2023-08-02Listing removed$553,725
2022-10-21Listed for sale$553,725

For Sale by Agent

AgentYadhu Dhital
BrokerageIron Valley Real Estate of Central PA

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