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58 Silver Cir, Mechanicsburg, PA, 17050

5beds
6baths
5,450sqft
$1,100,000
$202price/sqft
$7,439/moest. monthly cost
$297,560/yrincome needed

About This Home

Approximately 5,450 square feet of thoughtfully designed living space await in this exceptional five-bedroom, six-bathroom home. Situated on a 0.18-acre lot, this residence showcases a refined blend of modern luxury and timeless elegance. The gourmet kitchen is a culinary oasis, featuring quartz countertops, an oversized island, double wall ovens, and stainless steel appliances. The herringbone tile backsplash and 10-foot ceilings on the first floor create a warm and inviting atmosphere. The adjacent 20-foot tall, two-story family room boasts a striking stone gas fireplace that spans from floor to ceiling. The primary suite is a true retreat, offering a luxury bathroom, a tray ceiling, crown molding, and a reading nook. Each of the five bedrooms features a walk-in closet and a private bathroom, with the third and fourth bedrooms sharing a Jack-and-Jill style arrangement. Elegant details abound throughout, including quartz countertops in the bathrooms, tile and engineered plank flooring, and a tray ceiling and crown molding in the dining room. The home also features a first-floor library nook, a second-floor laundry room, and a finished basement, providing ample opportunities for personalization and leisure. Seamlessly blending indoor and outdoor living, this residence showcases a two-level patio, complemented by the solar panels that contribute to energy efficiency. This exceptional property is an ideal canvas for those seeking a harmonious balance of style, function, and sustainability.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Silver Spring El SchoolGrades K-51.0 mi
10/10
Eagle View Middle SchoolGrades 6-81.0 mi
10/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Other
  • Construction materials: Frame,Stick Built

Other

  • Builder model: Devonshire Farmhouse
  • Builder name: Keystone Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Partially Finished

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Lower

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,139
  • Finished area above ground: 4,311

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 6,314
  • Total interior livable area: 5,450 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Library

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 38070461318
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Other,Inside Entrance,Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$263$3,156
Property Taxes $1,017$12,204
Electricity $597$7,175
Total$7,439$89,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,051/yr
40% on housing$223,170/yr
45% on housing$198,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$182
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,050,000
2026-06-11Price change$1,100,000
2026-05-27Price change$1,200,000
2026-05-16Listed for sale$1,300,000
2023-02-02Sold$931,958

For Sale by Agent

AgentLORETTA CAMPBELL
BrokerageColdwell Banker Realty

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