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9044 Kingsfield Dr Lot 48, Kingsley, MI, 49649

3beds
2baths
1,156sqft
$369,900
$320price/sqft
$2,436/moest. monthly cost
$97,440/yrincome needed

About This Home

Spring 2026 Start............Why compromise when you can have it all? This beautifully designed home offers year-round enjoyment and the ease of low-maintenance living for years to come. Featuring a modern open-concept floor plan, it provides the perfect space for both everyday living and entertaining. With three spacious bedrooms and two full baths, there’s room for everyone to feel comfortable. The oversized attached garage easily accommodates two vehicles while still offering additional space for storage, tools, or recreational gear. The development allows for added flexibility, including the option to build a garden or storage shed and install rear fencing—giving you the ability to truly make the property your own. Ideally located in Kingsley, this home offers excellent proximity to both Traverse City and Cadillac. Enjoy quick access to shopping, dining, outdoor recreation, and all the amenities Northern Michigan is known for—while still enjoying the charm and tranquility of a smaller community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Kingsley Area High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 102.9

Bedroom3

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Cooling

  • Cooling features: Zoned,Ductless,Electric

Dining Room

  • Level: Main

Features

  • Cable TV
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: Main
  • Area: 110.7

Living Room

  • Level: Main
  • Area: 218.88

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 147.42

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0950004800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.60 Acres
  • Features: Level
  • Lot size dimensions: 110 x 165

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Hail
Tornado
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$120$1,440
Property Taxes $258$3,096
Electricity $188$2,259
Total$2,436$29,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,520/yr
40% on housing$73,080/yr
45% on housing$64,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 49649$218
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49649$234
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$369,900

For Sale by Agent

AgentJudy Curtice-Porter
BrokerageREO-TCRandolph-233022

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