See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

123 S Ferry DRIVE, Lake Mills, WI, 53551

2beds
1baths
1,152sqft
$1,399,000
$1,214price/sqft
$9,146/moest. monthly cost
$365,840/yrincome needed

About This Home

Lake living at its best, this exceptional lakefront property offers a rare opportunity to own both a beautifully updated private residence and the landmark Bartel's Landing Boathouse, situated side by side on Rock Lake. The unique layout provides the flexibility to enjoy either space independently or combine them for larger gatherings and entertaining. Bartel's Landing, a distinctive 3,000 sq. ft. lodge style structure, has long been a gathering place for social occasions. Take in breathtaking Rock Lake sunsets from your private deck or pier and enjoy one of the lake's most desirable swimming areas featuring a sandy bottom on one of the clearest lakes in Southern WI. Whether you keep it as a private retreat and/or a short-term rental operation, this is truly a rare waterfront opportunity!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Lake Mills Middle SchoolGrades 5-80.3 mi
6/10
Lake Mills High SchoolGrades 9-120.8 mi
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Concrete,Sump Pump

Bathroom

  • Features: Tub Only

Bedroom2

  • Level: Main
  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 0

Features

  • Cathedral/vaulted ceiling

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Multiple Units
  • Cooling features: Central Air,Multi Units,Wall/Sleeve Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Level: Main
  • Area: 0

Property

Details

  • Parcel number: 24607131412000
  • Zoning: RES
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Boat Ramp/Lift,Lake,Pier,51-100 feet
  • Waterbody name: Rock Lake
  • Living area range: 1001-1250

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Detached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$479$5,748
Property Taxes $1,422$17,064
Electricity $171$2,054
Total$9,146$109,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$313,577/yr
40% on housing$274,380/yr
45% on housing$243,893/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,214This listing

vs Other Active Listings

Avg $/sqft

ZIP 53551$223
Jefferson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 53551$232
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$1,399,000
2026-06-24Listed for sale$1,500,000
2025-09-12Listing removed$2,000
2025-09-03Price change$2,000
2025-07-15Price change$2,700
2025-06-10Listed for rent$3,500
2023-10-19Listing removed--
2023-09-21Listed for rent$2,400

For Sale by Agent

AgentJohn McCoy
BrokerageRE/MAX Community Realty

Similar Homes