See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

209 John St, Troy, MO, 63379

3beds
3baths
1,632sqft
$315,000
$193price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

Under Construction on Lot 2 of John Street. Located within walking distance of schools, restaurants and shopping. Beautiful brand-new two-story home offering 3 bedrooms, 2.5 baths, and 1,632 sq ft of thoughtfully designed living space. This modern build features an open-concept main level with a bright living area, stylish kitchen finishes with shaker cabinets, Granite counters, eat-in island and a convenient guest bath. Iron spindles and upgraded wood banister leading to upstairs. Upstairs, includes a spacious primary suite with its own full bath with dual sink vanity and large walk-in closet. Two additional bedrooms, and a second full bath also upstairs. All Plumbing Fixtures, Door Hardware and light fixtures have been upgraded to a Black Finish. Two Panel doors and tilt-in windows throughout. Downstairs you will find an open canvas, sump pump/pit and an egress window for future finish. Exterior includes upgraded architectural shingles, Vertical Board and Baton Siding plus shake with Sill High Stone and craftsman style columns. Estimated to be completed mid-August. Display home of this model available to walk through. Finishes will vary from photos. Photos of previous build of same model.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
6/10
Troy Middle SchoolGrades 6-80.5 mi
6/10
Troy Buchanan High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Architectural Shingle
  • Construction materials: Blown-In Insulation,Board & Batten Siding,Concrete,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Plumbed For Ice Maker,Microwave,Range

Basement

  • Has basement: Yes

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Features

  • Door features: Panel Door(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,632

Great Room

  • Level: Main
  • Area: 276
  • Dimensions: 12x23

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Kitchen

  • Area: 140
  • Dimensions: 10x14

Primary Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 00000000.00000.011
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 8,537 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$219$2,628
Property Taxes $181$2,172
Electricity $141$1,693
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 63379$242
Lincoln County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 63379$198
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$315,000
2023-12-21Listing removed--
2023-11-08Listed for sale$79,900
2023-10-21Listing removed--
2023-09-21Listed for sale$79,900

New Construction

AgentRachel M Myers
BrokerageMyers Realty, LLC

Similar Homes