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2504 Century Oak Dr #302, Graford, TX, 76449

4beds
5baths
3,854sqft
$1,249,000
$324price/sqft
$8,741/moest. monthly cost
$349,640/yrincome needed

About This Home

Lake life at it's finest-Waterfront Views!!! This incredible lakefront Double Unit Penthouse is the premier home with a view in PKL's amenity rich Harbor community. This exceptional condo is spacious, open and bright. Fabulous views from the great room, kitchen, dining room. game room and both primary suites. Unwind while watching the boating activity around the marina, incredible sunset views every evening. Beautifully furnished and decorated with state-of-the-art Control4 AV, CCTV, and HVAC system. Two primary suites, grand kitchen-dining area with views, hand scraped hard wood floors, stainless steel appliances, two living areas, vaulted ceilings are just a few of the highlights of this stunning property. Do not miss the opportunity to own one of PK's most luxurious lock and leave properties.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Graford SchoolGrades PK-1212.0 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,854
  • Total interior livable area: 3,854 sqft

Property

Details

  • Parcel number: 35734

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$890$10,680
Property Taxes $1,113$13,356
Electricity $423$5,078
Total$8,741$104,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,691/yr
40% on housing$262,230/yr
45% on housing$233,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$328
Palo Pinto County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-30Listed for sale$1,249,000
2025-07-30Listing removed$1,249,000
2025-07-24Listed for sale$1,249,000
2025-04-30Sold--
2025-03-04Contingent$1,249,000
2025-02-24Listed for sale$1,249,000

For Sale by Agent

AgentMichael Avidon
BrokerageCentury 21 Mike Bowman, Inc.

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