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12735 Sea Island Dr, Malakoff, TX, 75148

5beds
6baths
4,517sqft
$3,125,000
$692price/sqft
$21,804/moest. monthly cost
$872,160/yrincome needed

About This Home

Where Lake Days End with Game Nights An art-filled Long Cove lake house designed for entertaining, exceptional outdoor living, and weekends you never want to end. Tucked along the shoreline in the private community of Long Cove on Cedar Creek Lake, 12735 Sea Island offers a lakefront retreat where design, creativity, and relaxed lake living come together. Originally built in 2018 and thoughtfully enhanced since, the home blends refined style with a playful spirit. Expansive windows frame beautiful water views while exposed beams and warm finishes create an inviting open living space. The chef’s kitchen features a generous island and commercial-grade appliances, flowing easily into the dining and living areas anchored by a fireplace and walls of glass overlooking the lake. The home offers four bedrooms, including a spacious primary suite designed as a peaceful lakeside retreat. A bunk room and guest spaces allow plenty of room for family and friends to stay the weekend. A 750 sq ft apartment is nicely positioned over the three car garage. One of the home’s most memorable spaces is the expansive game room. Perfect for game nights, teenage hangouts and late night conversations. This vibrant, art-filled gathering space offers a wet bar and loungy sofa areas. A newly constructed three-car garage provides storage for lake toys and golf carts, while the private apartment above offers views of the lake and chic, comfortable accommodations for up to 5 houseguests. Perched to capture sweeping lake views, the private plunge pool offers an intimate, resort-style escape designed for both relaxation and entertaining! Located within the gated community of Long Cove, owners enjoy miles of trails, resort-style pools, sports courts, parks, boat docks, and the iconic Toy Barn — all just over an hour from Dallas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
4/10
Malakoff Middle SchoolGrades 6-82.7 mi
6/10
Malakoff High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Some Commercial Grade,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Smart Home,Cable TV,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,517 sqft

Living Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 18 x 13

Master Bedroom

  • Features: Garden Tub/Roman Tub,Separate Shower,Steam Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 17

Property

Details

  • Parcel number: 33870001032068

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Outdoor Pool,Pool,Community
  • Patio & porch: Covered
  • Exterior features: Gas Grill,Lighting,Outdoor Living Area
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Cedar Creek
  • Residential vegetation: Brush,Grassed

Lot

  • Lot size: 10,323 sqft
  • Features: Landscaped,Subdivision,Sprinkler System,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,801$189,612
Home Insurance *$2,956$35,472
Property Taxes $2,552$30,624
Electricity $495$5,951
Total$21,804$261,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$747,565/yr
40% on housing$654,120/yr
45% on housing$581,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 75148$295
Henderson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 75148$189
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$3,250,000

For Sale by Agent

AgentThomas Mcnamara
BrokerageLong Cove Realty, LLC

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