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2914 Rams Lane, Fort Collins, CO, 80526

2beds
1baths
885sqft
$259,900
$294price/sqft
$1,725/moest. monthly cost
$69,000/yrincome needed

About This Home

Disclaimer: This property is part of an AFFORDABLE HOMEOWNERSHIP PROGRAM. Please direct your attention to the BROKERS REMARKS section before proceeding in scheduling a showing. Welcome to this half duplex in Fort Collins. This home features 2 bedrooms; 1 bath and 870 sq ft of living space. You'll find vinyl plank flooring throughout. Outside, you'll find a fully fenced yard. This home also comes equipped with a 1-car garage. This property is eligible under the Freddie Mac First Look Initiative through 8/22/2026.

Getting Around

23
WalkingCar-Dependent
26
TransitSome Transit
65
BikeBikeable

Schools

8/10
Bauder Elementary SchoolGrades PK-50.6 mi
5/10
Blevins Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Finished area above ground: 885
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 885
  • Total interior livable area: 885 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R1683880
  • Attached to another structure: Yes
  • Zoning: MMN
  • Special condition: Standard,Real Estate Owned
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Exterior features: Private Yard
  • Fencing: Full

Lot

  • Lot size: 1,148 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$113$1,356
Property Taxes $112$1,344
Electricity $186$2,232
Total$1,725$20,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,142/yr
40% on housing$51,750/yr
45% on housing$46,000/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$191
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-01-31Sold$261,000
2023-12-22Pending sale$261,000
2023-09-19Listed for sale$261,000

Unknown Listed By

AgentPatrick Harris
BrokeragePublic Realty Company

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