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447 N 4th Ave, Eldridge, IA, 52748

2beds
1baths
1,057sqft
$242,500
$229price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

This charming villetta offers comfort, convenience, and effortless living for anyone looking for a low-maintenance lifestyle. This inviting ranch-style villetta features a thoughtfully designed layout with zero-entry access directly from the attached garage. Inside, you'll find 2 bedrooms, 1 bathroom, beautiful quartz countertops, and durable luxury vinyl plank flooring. The HOA handles snow removal and lawn maintenance, so you can spend less time on chores and more time enjoying life. Best of all, everything you need is within easy walking distance - the YMCA, library, Sheridan Meadows Park, Eldridge bike trail, restaurants, and more!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Humidifier,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,Walk-In Closet(s),High Ceilings,Open Floorplan,Pantry,Quartz Counters
  • Window features: Drapes

Great Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,057
  • Total interior livable area: 1,057 sqft

Kitchen

  • Features: Kitchen (Island,Pantry),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 15
  • Dimensions: 5X3

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Property

Accessibility

  • Accessibility features: Main Level Entry,No Interior Steps,Disability Access

Details

  • Parcel number: 00000000931137473
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Patio & porch: Patio

Lot

  • Lot size: 4,050 sqft
  • Features: Level
  • Lot size dimensions: 30x135

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,226$14,712
Home Insurance *$107$1,284
Property Taxes $259$3,108
Electricity $121$1,452
Total$1,713$20,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 52748$183
Scott County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 52748$186
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-07Sold$233,048
2025-09-08Pending sale$233,048
2025-05-15Listed for sale$233,048
2024-06-04Listing removed--
2023-09-15Listed for sale$388,085

For Sale by Agent

AgentGeri Doyle
BrokerageMel Foster Co. Davenport

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