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44319 Panther Dr, Punta Gorda, FL, 33982

2beds
2baths
1,515sqft
$354,400
$234price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Effortless Florida Living in Regency at Babcock Ranch Experience the ease of low-maintenance Florida living in the highly sought-after community of Regency located in Babcock Ranch This beautifully designed Teak Villa offers the perfect blend of comfort, style, and low-maintenance living in a premier 55+ active adult community. This thoughtfully designed two-bedroom, two-bath villa features an open-concept floor plan that creates a bright, welcoming atmosphere. The casual dining area flows seamlessly into the spacious kitchen, complete with built-in appliances, a gas range, a large pantry, and abundant counter space—ideal for everyday living and entertaining. The expansive gathering room opens to a private outdoor retreat featuring a screened lanai, a remote-controlled hurricane screen for added convenience and peace of mind, and an oversized backyard. A privacy wall and outdoor kitchen prep provide the perfect foundation for relaxing, entertaining, or creating your ideal outdoor living space. The spacious primary suite serves as a relaxing sanctuary, offering a spa-inspired bath with dual vanities, a glass-enclosed walk-in shower, and a generous walk-in closet. The secondary bedroom is ideal for guests, a home office, or a hobby room and also features a large walk-in closet, while the adjacent full bath provides privacy and comfort for visitors. Additional features throughout the home enhance both comfort and functionality, including ceramic tile flooring throughout the main living areas, stylish window blinds, and ceiling fans that provide year-round comfort. The spacious laundry room is equipped with a convenient utility sink, making everyday chores a breeze. The epoxy-coated garage floor adds a clean, polished finish, while the oversized two-car garage offers ample space for a large SUV, golf cart, tools, and even a dedicated workspace or hobby area. As a resident of Regency at Babcock Ranch, you'll enjoy an exceptional resort-style lifestyle with world-class amenities, including a resort-style pool with lap lanes, a state-of-the-art fitness center, group exercise classes, a yoga lawn, pickleball and tennis courts, bocce ball, shuffleboard, a fire pit, golf simulator, billiards, and a scenic three-mile walking and biking trail surrounding a tranquil lake. The vibrant social calendar includes weekly Tuesday morning breakfasts, game nights, community events, and resident-organized activities, providing countless opportunities to stay active, engaged, and connected in one of Southwest Florida's most desirable active adult communities. Please note: Some listing photos have been virtually staged to illustrate the home's potential. Those images are clearly identified as virtually staged.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-520.1 mi
4/10
Punta Gorda Middle SchoolGrades 6-821.4 mi
5/10
Charlotte High SchoolGrades 9-1221.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Freezer,Gas Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tray Ceiling(s),Closet Cabinetry,Dual Sinks,Eat-in Kitchen,Kitchen Island,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,High Speed Internet,Split Bedrooms,Screened Porch
  • Window features: Single Hung,Impact Glass,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 1,515 sqft

Property

Details

  • Parcel number: 422628300097
  • Attached to another structure: Yes
  • Lease amount: 0

Features

  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Other,Patio,Privacy Wall,Room For Pool,Shutters Electric,Gas Grill
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 5,075 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 35 x 145 x 35 x 145

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,792$21,504
Home Insurance *$218$2,616
Property Taxes $248$2,976
Electricity $197$2,366
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$354,400
2026-07-01Listing removed$354,400
2026-05-19Price change$354,400
2026-04-28Price change$368,500
2026-01-08Listed for sale$369,500
2024-10-21Listing removed$364,995
2024-09-12Listed for sale$364,995
2023-11-04Listing removed--
2023-09-15Listed for sale$498,995

For Sale by Agent

AgentChristy Ferrari
BrokerageNicklaus Vance

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