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13485 Golden Hay Cir, Madison, AL, 35756

4beds
3baths
2,019sqft
$336,000
$166price/sqft
$2,184/moest. monthly cost
$87,360/yrincome needed

About This Home

Located in a desirable community with convenient access to all that Madison has to offer, this home features 4 bedrooms, 3 bathrooms, and a 3-car garage, providing ample space and storage. The layout includes a formal dining room and an open-concept living area. The kitchen is equipped with white cabinetry, granite countertops, stainless steel appliances, and a large island overlooking the breakfast area and family room. The owner’s suite includes a walk-in shower, soaking tub, double vanity, and a spacious walk-in closet. Additional features include a covered porch and patio, fenced backyard, and various upgrades such as dimmable light fixtures, a wall safe and garage storage systems.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Williams Middle SchoolGrades 6-89.7 mi
2/10
Columbia High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,LVP,Quartz
  • Level: First

Bathroom2

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,LVP,Quartz
  • Level: First

Bathroom3

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,LVP Flooring,Quartz
  • Level: First

Bedroom2

  • Features: 9’ Ceiling,Carpet,Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 110

Bedroom3

  • Features: 9’ Ceiling,Carpet,Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 110

Bedroom4

  • Features: 9’ Ceiling,Carpet,Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 110

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,019 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 154

Living Room

  • Features: 9’ Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 342

Property

Details

  • Parcel number: 09 07 26 0 001 070.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Garage-Three Car,Garage Faces Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather
Drought
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,698$20,376
Home Insurance *$157$1,884
Property Taxes $89$1,068
Electricity $240$2,881
Total$2,184$26,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,880/yr
40% on housing$65,520/yr
45% on housing$58,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 35756$178
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35756$176
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Contingent$336,000
2026-05-02Price change$336,000
2026-04-24Price change$337,000
2026-04-10Listed for sale$338,000
2024-02-27Sold$337,555
2024-01-16Pending sale$337,555
2023-12-05Price change$337,555
2023-10-10Price change$335,555
2023-09-20Price change$340,555
2023-09-14Listed for sale$343,555

For Sale by Agent

AgentTad Montgomery
BrokerageLegend Realty Madison, LLC

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