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5601 Duncan Rd #48, Punta Gorda, FL, 33982

3beds
2baths
0sqft
$170,000
--price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Lakewood Village 55+. 5601 Duncan Rd #48, Punta Gorda, FL 33982. Hard-to-find combination in Punta Gorda - this home offers BOTH a 2-car garage and no known history of flooding, features that buyers consistently look for and rarely find. Located in the gated 55+ community of Lakewood Village, this 3-bedroom, 2-bath home with 1,620 sq ft offers a spacious and functional layout designed for comfortable living. Major updates include a new roof (2023) and A/C system (2021), providing peace of mind on two of the most important components of the home. Inside, the home features a large living area with updated vinyl flooring, a bright kitchen with breakfast nook, and a formal dining area with built-in cabinetry and an adjacent wet bar with sink and glass display storage, adding both functionality and character. A rear sunroom provides additional living space and overlooks a private wooded area, offering a level of privacy not commonly found in the community. Additional features include an interior laundry area with utility sink and gutters already installed, contributing to everyday convenience and overall maintenance value. Standout features: • No known history of flooding • New roof (2023) • A/C replaced (2021) • Oversized 2-car garage (rare for Lakewood Village) • 1,620 sq ft of living space • Updated vinyl flooring • Wet bar with sink and built-in cabinetry • Sunroom with private wooded backdrop • Interior laundry with utility/mud sink • Gutters installed • Option to purchase furnished Lakewood Village is a gated 55+ community known for its quiet setting and convenient access to Punta Gorda's waterfront, parks, shopping, and dining. Homes with this combination of features do not come up often, schedule your showing before it's gone.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-50.6 mi
4/10
4/10
Charlotte High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ground Floor,Laundry
  • Flooring: Tile
  • Finished area above ground: 1,620

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,620

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 884

Features

  • Stories: 1
  • Patio & porch: Patio,Screened Porch
  • Has view: Yes
  • View description: Street,Wooded

Lot

  • Features: Trees,Near Train

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$104$1,248
Property Taxes $119$1,428
Electricity $197$2,366
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$170,000
2026-03-18Listing removed$189,000
2025-02-17Listed for sale$189,000
2024-12-02Listing removed$214,000
2024-10-15Listed for sale$214,000
2024-09-20Listing removed$214,000
2024-08-30Listed for sale$214,000
2024-08-26Listing removed$214,500
2024-03-16Listed for sale$214,500
2024-03-05Listing removed$214,900
2023-12-04Listed for sale$214,900
2023-11-16Listing removed$214,900
2023-10-31Price change$214,900
2023-09-14Listed for sale$224,900

For Sale by Agent

AgentJames Marlow
BrokerageSunshine Home Sales, LLC

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