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134 Main STREET, Racine, WI, 53403

--beds
--baths
--sqft
$11,000,000
--price/sqft
$75,560/moest. monthly cost
$3,022,400/yrincome needed

About This Home

Rare Opportunity to Add a Perfectly Maintained Building to Your Portfolio! Belle Harbor Lofts is a 78 Unit Complex located in the Heart of Downtown Racine and features One, Two, and Three Bedroom Floorplans. These Urban-Chic Loft-Style Apartments feature In-Unit Laundry, Extra Large Closets, Upgraded Appliances, Dishwashers, and Central Air. Common Amenities include a Media Room, Fitness Center, Clubhouse, Picnic Area, and Elevator. Included with the sale are 2 Additional Parcels for Parking totaling 63 Spaces.

Getting Around

88
WalkingVery Walkable
48
TransitSome Transit
72
BikeVery Bikeable

Schools

--
Janes Elementary SchoolGrades PK-50.5 mi
--
Walden Iii Middle SchoolGrades 6-80.8 mi
3/10
Case High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Construction materials: Brick/Stone,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Dryer,Washer,Seller Owned: Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Heating & Cooling

  • Heating features: Natural Gas,Central Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 00033000
  • Zoning: I2

Lot

  • Lot size: 0.88 Acres

Parking

  • Parking features: Indoor Space,Underground Garage,Outdoor Space,Inside Parking,Outside
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $55,621$667,452
Home Insurance *$6,568$78,816
Property Taxes $13,200$158,400
Electricity $171$2,054
Total$75,560$906,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,590,628/yr
40% on housing$2,266,800/yr
45% on housing$2,014,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 53403$181
Racine County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 53403$159
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$11,000,000
2024-01-25Listing removed--
2023-09-13Listed for rent$1,090

For Sale by Agent

AgentBrian Roslawski
BrokerageRealty Executives Integrity Brookfield

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