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188 Piper Cv, Santa Rosa Beach, FL, 32459

4beds
3baths
2,116sqft
$586,000
$277price/sqft
$4,053/moest. monthly cost
$162,120/yrincome needed

About This Home

Imagine living just minutes from the sugar-white sands and emerald waters of Scenic 30A, with a backyard filled with fruit-producing citrus trees. Located less than four miles from public beach access, this beautifully maintained 4-bedroom, 3-bath home with a dedicated office features the sought-after Kennedy floor plan, offering the convenience of single-story living. Nestled in Walton's Landing, a short-term rental-friendly community, residents enjoy a community pool, scenic walking paths, tranquil ponds, and a central location. Inside, the open-concept design features vinyl plank flooring throughout, a spacious living area filled with natural light, and a beautifully appointed kitchen with quartz countertops, ivory shaker cabinetry, and ample prep space. The generous primary suite offers a large walk-in closet and a spa-inspired bath with a tiled shower and soaking tub. Additional upgrades include a security system with a doorbell camera, three exterior cameras, and upgraded ceiling fan fixtures in the bedrooms. Outside, the backyard is a true Florida retreat with more than 25 mature citrus trees - including kumquat, lemon, red navel orange, grapefruit, and mandarins-all currently producing fruit. Beautiful rose bushes enhance the front yard, while the screened-in covered porch with epoxy flooring provides the perfect place to relax and enjoy. The garage also features epoxy flooring, a whole-house water filtration system, along with a separate filtration system for the irrigation, allows you to enjoy fresh citrus right from your own trees. This home offers the perfect combination of coastal convenience and outdoor enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-59.0 mi
8/10
8/10
South Walton High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 238.09
  • Dimensions: 16.42 x 14.5

Bedroom

  • Level: First
  • Area: 146.625
  • Dimensions: 12.75 x 11.5

Bedroom

  • Level: First
  • Area: 155.2075
  • Dimensions: 12.67 x 12.25

Bedroom

  • Level: First
  • Area: 147.545
  • Dimensions: 12.83 x 11.5

Bedroom

  • Level: First
  • Area: 113.2864
  • Dimensions: 9.92 x 11.42

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 100.3236
  • Dimensions: 13.08 x 7.67

Family Room

  • Level: First
  • Area: 342.6514
  • Dimensions: 19.67 x 17.42

Features

  • Kitchen Island,Pantry,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,116
  • Total interior livable area: 2,116 sqft

Kitchen

  • Level: First
  • Area: 224.6314
  • Dimensions: 19.67 x 11.42

Property

Details

  • Parcel number: 232S20331900000170
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Enclosed

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk
  • Lot size dimensions: 55 x 115

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,963$35,556
Home Insurance *$498$5,976
Property Taxes $380$4,560
Electricity $212$2,555
Total$4,053$48,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,960/yr
40% on housing$121,590/yr
45% on housing$108,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$586,000
2026-07-14Listed for sale$599,000
2024-01-05Sold$549,900
2023-12-07Pending sale$549,900
2023-11-28Listed for sale$549,900
2023-11-27Pending sale$549,900
2023-11-06Price change$549,900
2023-10-18Listed for sale$562,145
2023-10-16Pending sale$562,145
2023-09-12Listed for sale$562,145

For Sale by Agent

AgentChristina L Vogel
BrokerageColdwell Banker Realty

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