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3564 Waters Rd, Clanton, AL, 35046

1beds
1baths
732sqft
$460,000
$628price/sqft
$2,916/moest. monthly cost
$116,640/yrincome needed

About This Home

This 2-year old treehouse in a gated neighborhood is fully furnished and ready to be your lake retreat in full privacy and solitude. This very unique home features a main house with a full kitchen of high-end Café appliances (stove, dishwasher, and microwave drawer), a Galanz refrigerator, and a full-size washer and dryer; a separate bedroom accessed by a covered walkway; and a second floor porch, accessed by an enchanting spiral staircase, which opens up for a fully immersed view of the breathtaking sunsets and lake. Enjoy a large living space under the house with a TV, custom-made bed swing, and an outdoor double shower. Doors from Egypt, floors are 100 years old. The dock is fully private. The new stairs to dock cost $15,000 and are less than a year old.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Central Elementary SchoolGrades K-618.4 mi
4/10
Central High SchoolGrades 7-1218.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Electric Oven,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,Double Shower,Separate Shower
  • Door features: French Doors
  • Flooring: Tile
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 732

Heating & Cooling

  • Heating features: Dual Systems (HEAT),Electric,Heat Pump
  • Cooling features: Dual,Electric,Heat Pump

Interior Area

  • Total interior livable area: 732 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Property

Accessibility

  • Accessibility features: Stall Shower

Details

  • Parcel number: 220609320000001.013
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Screened,Patio,Porch,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Exterior features: Balcony,Dock,Outdoor Grill,Lighting
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Mitchell
  • Frontage length: 102

Lot

  • Lot size: 3 Acres
  • Features: Acreage,Cul-De-Sac,Many Trees,Subdivision

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$274$3,288
Property Taxes $76$912
Electricity $240$2,881
Total$2,916$34,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,977/yr
40% on housing$87,480/yr
45% on housing$77,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$628This listing

vs Other Active Listings

Avg $/sqft

ZIP 35046$154
Coosa County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 35046$146
Coosa County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$460,000
2026-04-08Listing removed--
2026-03-08Listed for sale$475,000
2025-09-11Listing removed$569,000
2025-08-28Listed for sale$569,000
2023-09-22Listing removed--
2023-09-12Listed for sale$369,900

For Sale by Agent

AgentSinan Zakaria
BrokerageListed Simply

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