1740 Spruce St, Farmington, MN, 55024
About This Home
This home is better-than-new opportunity without the wait, expense, or uncertainty of new constructions. Why 1740 Spruce St wins - built in 2023 - essentially new construction without builder timelines. - 5 bedrooms, 3 bathrooms - Open-concept layout that todays buyers want - Fully fenced backyard (major value buyers don't have to install themselves) - Backs to woods and walking path for privacy and views. - Move-In-Ready - Available only due to seller relocation - Located in the Sapphire Lake area of Farmington - Neighborhood Selling Points Family-Friendly Community Farmington attracts buyers who want newer homes, larger lots, trails, parks and a strong community involvement while remaining more affordable than many neighboring south-metro communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Daylight,Drainage System,Finished,Full,Storage Space,Walk-Out Access
Bedroom
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom2
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Lower
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Lower
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Upper
- Area: 108
- Dimensions: 12x9
Family Room
- Level: Lower
- Area: 300
- Dimensions: 20x15
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 1,175
- Finished area above ground: 1,399
Flex Room
- Level: Lower
- Area: 225
- Dimensions: 15x15
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,574
- Total interior livable area: 2,574 sqft
Kitchen
- Level: Upper
- Area: 165
- Dimensions: 15x11
Laundry
- Level: Lower
- Area: 119
- Dimensions: 17x7
Living Room
- Level: Upper
- Area: 168
- Dimensions: 14x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 146520304060
- Zoning description: Residential-Single Family
- Foundation area: 1399
Features
- Levels: Multi/Split
- Fencing: Full
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 0
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dakota County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $319 | $3,828 |
| Electricity | $217 | $2,605 |
| Total | $3,334 | $40,008 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $485,000 |
| 2026-07-28 | Listed for sale | $500,000 |
| 2026-07-28 | Listing removed | $500,000 |
| 2026-05-29 | Listed for sale | $500,000 |
| 2024-03-29 | Sold | $495,000 |
| 2024-03-04 | Pending sale | $500,000 |
| 2023-09-12 | Listed for sale | $500,000 |
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