See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4223 San Rocco Way, Winter Haven, FL, 33884

5beds
3baths
2,522sqft
$325,000
$129price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Short Sale. Welcome home to Villa Mar, a vibrant and growing community in beautiful Winter Haven! Built in 2023 and occupied for just one year, this 5-bedroom, 3-bathroom home offers that “like-new” feel with thoughtful upgrades throughout. As you step inside, you’re greeted by an inviting open-concept layout designed for both comfort and connection. The kitchen shines with stainless steel appliances, an oversized pantry, and cabinets with updated fixtures, all opening to the main living area with NEW laminate flooring—creating a seamless space for gathering and entertaining. A bedroom and full bathroom on the main floor offer ideal flexibility for guests or multi-generational living. Upstairs, you’ll find four additional bedrooms, a loft that’s perfect for a home office or a cozy nook to unwind and recharge, and a conveniently located laundry room. The oversized primary suite features a large walk-in closet and an ensuite bathroom complete with a stand-alone shower, upgraded shower head, and linen closet for added convenience. Step outside to a fully fenced backyard, offering privacy and plenty of space to create your own outdoor retreat—whether that means adding a future pool, garden, or simply enjoying a quiet evening of relaxation. The oversized under-the-stairs storage and two-car garage add even more practicality, while the LOW HOA helps keep ownership easy and affordable. Perfectly situated just off US-27, residents enjoy proximity to dining, shopping, and grocery options, as well as easy access to I-17. Outdoor enthusiasts will love being near the Winter Haven Chain of Lakes, ideal for boating, kayaking, fishing, or simply soaking up the sunshine. Plus, the charming Downtown Winter Haven Historic District is nearby—home to local restaurants, boutiques, and community events like First Fridays, the Wine, Chocolate & Cheese Festival, and so many more! For a weekend of fun with the family and friends, LEGOLAND is only 3.5 miles away! This home beautifully blends modern comfort, functional space, and a convenient location—making it a must-see in the heart of Winter Haven. This is the one you've been waiting on. Schedule a showing today and make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
3/10
Denison Middle SchoolGrades 6-85.0 mi
2/10
Lake Region High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom2

  • Features: Exhaust Fan,Shower No Tub,Single Vanity
  • Level: First
  • Area: 36
  • Dimensions: 6x6

Bathroom3

  • Features: Dual Sinks,Exhaust Fan,Tub With Shower
  • Level: Second
  • Area: 66
  • Dimensions: 11x6

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Laminate

Foyer

  • Features: Storage Closet
  • Level: First
  • Area: 162
  • Dimensions: 9x18

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,522 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 270
  • Dimensions: 15x18

Laundry

  • Level: Second
  • Area: 56
  • Dimensions: 7x8

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 14x15

Loft

  • Level: Second
  • Area: 153
  • Dimensions: 17x9

Primary Bathroom

  • Features: Dual Sinks,Exhaust Fan,Shower No Tub,Water Closet/Priv Toilet,Linen Closet
  • Level: Second
  • Area: 99
  • Dimensions: 11x9

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 288
  • Dimensions: 18x16

Property

Details

  • Parcel number: 262923690583000950
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Porch
  • Exterior features: Sidewalk
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 4,404 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$294$3,528
Property Taxes $197$2,364
Electricity $253$3,045
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-23Listed for sale$325,000
2024-05-30Sold$327,993
2024-03-28Price change$328,583
2024-03-27Pending sale$327,993
2024-03-26Price change$328,583
2024-03-22Price change$328,578
2024-03-20Price change$333,578
2024-03-12Price change$348,575
2024-02-27Pending sale$338,580
2024-01-31Price change$338,580
2024-01-17Price change$328,579
2024-01-16Price change$348,575
2023-12-28Pending sale$328,579
2023-12-06Price change$328,579
2023-11-22Price change$333,579
2023-11-17Price change$338,579
2023-11-08Price change$353,575
2023-11-01Price change$358,575
2023-09-28Pending sale$347,995
2023-09-16Price change$347,995
2023-09-13Listed for sale$352,996

For Sale by Agent

AgentBrianna Perez Montalvo
BrokerageEXP REALTY LLC

Similar Homes