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1340 Alonzo Gipson Rd, Sardis, MS, 38666

4beds
2baths
2,500sqft
$246,000
$98price/sqft
$1,868/moest. monthly cost
$74,720/yrincome needed

About This Home

**USDA Eligible** Nestled on approximately 1.5 acres in the peaceful countryside of Sardis, this spacious 4-bedroom, 2-bath brick home offers the perfect blend of privacy and potential. Featuring over 2,400 square feet of living space, the thoughtfully designed split-bedroom floor plan includes a large living area, eat-in kitchen, formal dining room, and a dedicated office that can easily serve as a flex space. The generously sized primary suite is privately situated away from the additional bedrooms, creating a comfortable retreat. Outside, enjoy plenty of room to relax, garden, or entertain while taking in the beauty of the surrounding landscape. With solid construction and endless possibilities to personalize, this property is an excellent opportunity for buyers looking to create their dream home in a quiet country setting with convenient access to Sardis and I-55.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
Green Hill IntermediateGrades 3-55.2 mi
6/10
North Panola High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Pantry
  • Flooring: Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 109623000000000600

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1.50 Acres
  • Features: Front Yard

Parking

  • Total spaces: 2
  • Parking features: Carport,Paved
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Earthquake

FEMA Declared Disasters in Panola County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$279$3,348
Property Taxes $114$1,368
Electricity $232$2,789
Total$1,868$22,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,045/yr
40% on housing$56,040/yr
45% on housing$49,813/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -14.3%
-14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 38666$170
Panola County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 38666
Panola County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$246,000
2022-03-03Listing removed--
2022-01-18Pending sale$114,000
2021-11-01Listed for sale$114,000

For Sale by Agent

AgentDebra A Dace
BrokerageEXIT Southern Charm Realty

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