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13558 County Road 440, Merkel, TX, 79536

1beds
1baths
400sqft
$150,000
$375price/sqft
$1,327/moest. monthly cost
$53,080/yrincome needed

About This Home

Motivated Sellers - Turnkey property just outside Merkel with water already in place and a brand new 2024 home, properties like this are getting harder to find. Whether you’re looking for a weekend place, a manageable setup for a few animals, or a future larger homesite, this one is ready to go from day one. The property features both coop water and a water well, giving you flexibility and long-term peace of mind. The newly built home offers a clean, efficient living space that works great as a primary residence, guest house, or temporary home while you build something larger. It also offers strong Airbnb potential or an easy lock-and-leave weekend escape for buyers coming in from Dallas or surrounding areas. The acreage is usable and open, making it ideal for horses, a small cattle operation, or simply enjoying the space and privacy of country living. Located a short drive from Abilene, you get the convenience of town with the freedom of owning your own land. Properties with this combination of size, water, and improvements don’t come available often, especially at this price point. If you’ve been waiting for something you can actually use immediately without a long list of projects, this is it. Land and agricultural financing options are well-suited for this property, offering competitive interest rates for qualified buyers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Merkel Elementary SchoolGrades PK-56.0 mi
6/10
Merkel MiddleGrades 6-86.0 mi
5/10
Merkel High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan

Interior Area

  • Total interior livable area: 400 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: R538980
  • Attached to another structure: Yes
  • Exclusions: Refrigerator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10 Acres
  • Features: Acreage

Parking

  • Parking features: Gravel,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Drought
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$181$2,172
Property Taxes $150$1,800
Electricity $238$2,859
Total$1,327$15,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,497/yr
40% on housing$39,810/yr
45% on housing$35,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 79536$128
Jones County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 79536$129
Jones County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$150,000
2026-07-03Pending sale$150,000
2026-06-04Contingent$150,000
2026-06-04Listed for sale$150,000
2026-06-03Listing removed$249,985
2026-05-06Listed for sale$249,985
2026-05-05Listing removed$254,976
2026-04-17Price change$254,976
2026-03-02Price change$259,976
2026-02-10Price change$264,976
2026-01-21Listed for sale$270,000
2023-10-11Listing removed--
2023-09-15Price change$250,000
2023-09-10Listed for sale$255,000

For Sale by Agent

AgentLori Robinson
BrokerageEkdahl Real Estate STAMFORD

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