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3 Dogwood Way, Ottawa, IL, 61350

3beds
2baths
1,424sqft
$354,900
$249price/sqft
$2,727/moest. monthly cost
$109,080/yrincome needed

About This Home

3 BR 2 BATH SYCAMORE MODEL PERFECT FOR A WEEKEND RETREAT OR FULL-TIME LIVING LOCATED IN HERITAGE HARBOR!!! Experience River Front living in this stunning home! This home features upgraded materials, including a designer kitchen with granite countertops, white shaker cabinets, stainless steel appliances, and satin nickel fixtures. Huge island providing bar stool seating! Great open floor plan! Luxury vinyl plank flooring throughout the main living area! Exterior is LP Smart siding. Community features an on-site restaurant and bar, walking paths, pickle ball courts, a two-acre dog park, 5 outdoor swimming pools, access to bike trails, sand volleyball courts, beach, and marina. Owners can opt for lawn care and snow removal as part of the HOA dues, at an additional charge. Endless things to do at this great community! Hurry and schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.7 mi
3/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Fiber Cement

Other

  • Builder model: THE SYCAMORE

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Open Floorplan
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,424 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island),Flooring (Vinyl)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1544405012
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 36X84

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$242$2,904
Property Taxes $561$6,732
Electricity $130$1,569
Total$2,727$32,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,497/yr
40% on housing$81,810/yr
45% on housing$72,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$185
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$364,900
2026-04-23Listing removed$374,900
2025-11-07Listed for sale$374,900
2025-10-13Listing removed$405,000
2024-09-04Price change$405,000
2024-08-29Price change$379,900
2024-07-22Price change$399,900
2024-04-25Price change$307,900
2024-02-29Listed for sale--
2023-10-16Listing removed--
2023-09-07Listed for sale--

For Sale by Agent

AgentMatthew Lysien
BrokerageSuburban Life Realty, Ltd

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