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441 Washington St, Oconto, WI, 54153

4beds
4baths
3,114sqft
$130,000
$42price/sqft
$1,119/moest. monthly cost
$44,760/yrincome needed

About This Home

This Multifamily style home offers 4 bedrooms and 4 bathrooms with approximately 3114 square feet of living space on a 0.46 acre lot. Unit #1- 1572 sq ft, 2 beds, 2 bathrooms, Unit #2- 1572 sq ft, 2 beds, 2 bathrooms Two car attached garage. There are no inspection or financing contingencies on this cash only purchase. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. The foreclosure deed has been recorded, allowing for shorter closing timelines.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Oconto Middle SchoolGrades 5-80.4 mi
5/10
Oconto High SchoolGrades 9-120.9 mi
6/10
Oconto Elementary SchoolGrades PK-40.9 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 3,114
  • Total interior livable area: 3,114 sqft

Property

Details

  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$57$684
Property Taxes $113$1,356
Electricity $292$3,511
Total$1,119$13,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,365/yr
40% on housing$33,570/yr
45% on housing$29,840/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 54153$134
Oconto County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 54153$170
Oconto County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-31Listing removed$305,000
2025-05-08Price change$305,000
2025-01-22Price change$260,000
2024-06-24Listed for sale$275,000
2022-03-18Sold$234,900
2022-03-14Pending sale$234,900
2022-01-18Listed for sale$234,900
2021-10-14Listing removed--
2021-08-19Price change$239,900
2021-06-25Price change$249,900
2021-04-19Listed for sale$259,900

Unknown Listed By

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