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339 Flat Creek Dr, Monroe, GA, 30655

5beds
4baths
3,150sqft
$625,000
$198price/sqft
$5,032/moest. monthly cost
$201,280/yrincome needed

About This Home

Welcome to elegance and comfort in this beautifully maintained 5-bedroom, 3.5-bath home located in a prestigious gated community just minutes from downtown Monroe. Designed with both luxury and functionality in mind, this home features a spacious open floor plan enhanced by heavy trim details and elegant finishes throughout. The primary suite is conveniently located on the main level, offering privacy and comfort with a well-appointed bath, generous space, and 2 large walk in closets. The home also features large secondary bedrooms and beautiful tile bathrooms, providing ample room for family and guests. At the heart of the home is a chef's gourmet kitchen complete with double ovens, a pot filler, ample cabinetry, and an inviting eat-in kitchen area, perfect for both everyday living and entertaining. A separate formal dining room adds the perfect space for gatherings and special occasions. As you exit the home to the back covered porch you will immediately feel at peace with this very private space. Ideal for relaxing or hosting outdoor events. The property also includes a three-car garage, offering plenty of storage and convenience. Not to mention the home has plenty of closets and storage space. This well-maintained and elegant home combines luxury, space, and location. This is the home you have been dreaming of. A true must-see for buyers seeking style, comfort, and convenience. Receive up to $2500 lender credit when using the preferred lender The DeAnn Ellis Team with Element Home loans.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10
Youth Middle SchoolGrades 6-83.3 mi
6/10
Walnut Grove High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Range Hood,Other
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Double Vanity,Eat-in Kitchen,Kitchen Island,Pantry,Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Log,Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,150
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Zoned,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry,Bar
  • Level: First

Master Bedroom

  • Features: Walk-In Closet(s),Soaking Tub,Double Vanity
  • Level: First

Property

Details

  • Parcel number: N063H020

Features

  • Levels: Two
  • Patio & porch: Front Porch,Covered,Patio,Porch
  • Exterior features: Other

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Kitchen Level,Garage Faces Front,Garage Door Opener,Garage,Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$315$3,780
Property Taxes $1,251$15,012
Electricity $306$3,672
Total$5,032$60,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,525/yr
40% on housing$150,960/yr
45% on housing$134,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$165
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$635,000
2026-03-16Listed for sale$645,000
2025-10-08Listing removed$610,999
2025-09-19Price change$610,999
2025-08-17Price change$622,000
2025-08-12Listed for sale$629,000
2022-11-21Sold$538,285
2022-09-12Pending sale$538,285
2022-09-12Price change$538,285
2022-08-10Price change$539,285
2022-07-16Pending sale$540,235
2022-06-12Price change$540,235
2022-06-04Pending sale$539,885
2022-05-20Listed for sale$539,885

For Sale by Agent

AgentAleithia Greer
BrokerageSouthern Sunset Realty Group

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