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4920 Misty Morning Ct SW, Cedar Rapids, IA, 52404

5beds
4baths
3,553sqft
$724,950
$204price/sqft
$5,410/moest. monthly cost
$216,400/yrincome needed

About This Home

Luxury, quality, and privacy come together in this exceptional custom-built ranch nestled on 2.13 beautifully wooded acres. Offering 5 bedrooms, 3 full bathrooms, 1 half bath, and a heated 3-car garage, this meticulously maintained home showcases timeless craftsmanship and high-end finishes throughout. Rich hand-scraped maple hardwood floors, soaring ceilings, and expansive windows fill the home with natural light while providing breathtaking wooded views. The spacious great room features a stunning floor-to-ceiling stone fireplace flanked by custom built-ins, creating the perfect gathering space. The chef's kitchen is designed to impress with granite countertops, an oversized center island, custom cabinetry, stainless steel appliances, and abundant workspace. Retreat to the luxurious primary suite featuring a tray ceiling, spa-like bath with dual vanities, tiled walk-in shower, and generous walk-in closet. The walkout lower level offers additional bedrooms, spacious entertaining areas, and endless flexibility for family and guests. Enjoy peaceful mornings and relaxing evenings from the deck overlooking the private wooded setting. This one-of-a-kind property offers the perfect blend of luxury living, exceptional privacy, and everyday comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Prairie High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary,Central Vacuum,Jetted Tub,Wired for Sound
  • Fireplace features: Insert,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,368
  • Finished area above ground: 2,185

Heating & Cooling

  • Heating features: Gas,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,553 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 180720101000000

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Sprinkler/Irrigation
  • Has spa: Yes
  • Fencing: Electric

Lot

  • Lot size: 2.13 Acres
  • Features: Acreage,Cul-De-Sac,City Lot,Wooded
  • Lot size dimensions: 2.13 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$592$7,104
Property Taxes $888$10,656
Electricity $265$3,180
Total$5,410$64,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,485/yr
40% on housing$162,300/yr
45% on housing$144,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 52404$130
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52404$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$699,950
2026-07-17Listed for sale$724,950

For Sale by Agent

AgentScott Rosekrans-Rosekrans Stines Team
BrokerageRE/MAX CONCEPTS

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