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12 Hidden Valley Drive, Middletown, NY, 10941

2beds
2baths
1,152sqft
$125,000
$109price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Welcome to 12 Hidden Valley Drive in the desirable Valley View West community, Scotchtown! This move-in-ready 2-bedroom, 2-bath home (1,152 sq ft) has been thoughtfully updated and is ready for its next owner. Recent updates & features include: New Castle Windows front door + 2 replacement windows (2025) with lifetime transferable warranties New kitchen (2025) with all appliances included Custom blinds throughout New hot water heater (2025) HVAC (2023) and furnace (2024) New gutters (2025) All-new interior and exterior lighting New 6×6 resin shed + additional 3×4 Rubbermaid storage Driveway parking for 2 cars Accessibility ramp to the front door The $928 monthly lot rent includes water, garbage, and taxes, making your housing costs predictable and straightforward. Enjoy low-maintenance vinyl siding, central air, and a convenient location near ShopRite, Dunkin’, local dining, major highways, and Valley Central schools. Don’t miss this well-maintained, updated home with transferable warranties and modern conveniences. Schedule your private tour or view the walkthrough video today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Propane,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Special condition: None

Features

  • Patio & porch: Deck

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$39$468
Property Taxes $210$2,520
Electricity $246$2,954
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 10941$303
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10941$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$125,000
2024-05-26Listing removed$70,000
2024-04-11Listed for sale$70,000
2024-02-24Listing removed--
2023-10-05Price change$82,000
2023-09-03Listed for sale$87,000

For Sale by Agent

AgentOmar Harper
BrokerageEpique Realty

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