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99 Rustic Wood Dr, Gettysburg, PA, 17325

5beds
4baths
2,694sqft
$489,900
$182price/sqft
$3,613/moest. monthly cost
$144,520/yrincome needed

About This Home

Welcome to 55+ Living in Gettysburg! This beautifully appointed five-bedroom, four-bathroom Laguna Sytle home was just built in 2022 and offers the perfect blend of modern comfort and thoughtful design. The first floor features luxury vinyl plank flooring throughout and showcases a gourmet kitchen with an island—ideal for both everyday living and entertaining. The primary bedroom suite is a true retreat, complete with a spa-like en suite bathroom, while an additional guest bedroom on the main level offers its own private en suite bath for convenience and privacy. The living room draws the eye upward with stunning vaulted ceilings, and a separate dining area provides the perfect space for gathering and main-floor laundry makes daily life that much easier. Step through the sliding doors to your screened-in back patio, where you can enjoy the outdoors in comfort. The backyard is fenced-in. Upstairs, you'll find three additional bedrooms, two full bathrooms, and a versatile loft area—perfect for a home office, reading nook, or hobby space. This home is move-in ready and waiting to welcome its new owners. This wonderful community offers an abundance of amenities at your doorstep such as indoor and outdoor pools, a community center, a basketball court, tennis court, pickle ball courts, a volleyball court and fitness center. There are also beautiful walking trails, and more. The HOA dues cover your lawn care and snow removal, as well as security and the common area maintenance. All of this and the many wonderful attractions of Gettysburg at your fingertips!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
9/10
8/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Washer,Dryer,Microwave,Double Oven,Oven/Range - Gas,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 135
  • Dimensions: 15 X 9

Features

  • Recessed Lighting,Bathroom - Stall Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Kitchen Island,Dry Wall
  • Door features: Sliding Glass
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,694

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,694
  • Total interior livable area: 2,694 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Kitchen Island,Countertop(s) - Quartz
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted Ceiling,Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Main
  • Area: 216
  • Dimensions: 12 X 18

Loft

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower,Double Sink,Granite Counters
  • Level: Upper

Other

  • Features: Flooring - Ceramic Tile,Granite Counters,Bathroom - Stall Shower
  • Level: Upper

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Stall Shower,Granite Counters
  • Level: Main

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Bathroom - Stall Shower,Double Sink,Granite Counters
  • Level: Main

Primary Bedroom

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 38G100228000
  • Attached to another structure: Yes
  • Zoning: RESIDENTAL
  • Special condition: Standard
  • Exclusions: Refrigerator In The Garage

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened,Patio
  • Fencing: Aluminum,Back Yard

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Driveway,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$136$1,632
Property Taxes $705$8,460
Electricity $295$3,546
Total$3,613$43,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,874/yr
40% on housing$108,390/yr
45% on housing$96,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 17325$194
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17325$203
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$479,900
2026-05-28Listed for sale$489,900
2025-11-13Listing removed$465,000
2025-09-19Listed for sale$465,000
2023-09-12Listing removed--
2023-09-01Listed for sale$550,000

For Sale by Agent

AgentCraig Smith
BrokerageMonument Sotheby's International Realty

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