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50 Center St, Homer, NY, 13077

4beds
2baths
1,567sqft
$179,000
$114price/sqft
$1,577/moest. monthly cost
$63,080/yrincome needed

About This Home

This refreshed single-family home in the Village of Homer offers convenience to local schools, shopping, and easy access to Interstate 81, along with roughly 1,567 square feet of adaptable living space. The property was fully rebuilt in 2011 and is presently arranged with the main living quarters on the second level. Upstairs you’ll find a modern kitchen featuring custom cherry cabinets and updated appliances, a comfortable living room, two bedrooms with closets and newer flooring, and a large full bathroom finished with granite flooring and a tub/shower combination. On the first floor, two generously sized rooms (each about 15' x 14') are currently used as a recording studio, along with a dedicated laundry space that could be repurposed for a variety of uses. Major improvements over the years include updated electrical and plumbing systems, a gas furnace with on-demand hot water, newer windows, roof, vinyl siding, sheetrock, flooring, and a double-wide concrete driveway—making this a low-maintenance property that could easily be returned to a traditional single-family layout if desired. The yard extends roughly 20 feet beyond the back fence. The home is currently tenant-occupied, and showings are limited to weekends

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Homer Elementary SchoolGrades PK-20.6 mi
5/10
Homer Junior High SchoolGrades 6-80.9 mi
8/10
Homer Senior High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,567
  • Total interior livable area: 1,567 sqft

Property

Details

  • Parcel number: 11300107602400010092000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 2,178 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 54 x 41

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$86$1,032
Property Taxes $328$3,936
Electricity $258$3,107
Total$1,577$18,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,068/yr
40% on housing$47,310/yr
45% on housing$42,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 13077$220
Cortland County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13077$150
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listing removed$1,800
2026-05-09Listed for sale$209,000
2026-05-06Listing removed$190,000
2026-04-24Price change$190,000
2026-04-22Listed for rent$1,800
2026-02-26Listed for sale$199,000
2025-04-24Listing removed$1,200
2025-02-06Listed for rent$1,200
2025-01-18Listing removed$1,200
2025-01-01Listed for rent$1,200
2024-11-24Listing removed$1,400
2024-11-09Listed for rent$1,400
2024-05-12Listing removed--
2024-04-21Listed for rent$1,400
2024-01-24Listing removed--
2023-12-25Listed for rent$1,700
2023-12-14Listing removed--
2023-11-06Price change$1,700
2023-10-08Price change$1,800
2023-09-07Listed for rent$2,000
2023-09-07Listing removed--
2023-09-01Listed for sale$199,000

For Sale by Agent

AgentKarina Murphy
BrokerageYaman Real Estate

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