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4010 Patsy Dr, Mint Hill, NC, 28227

3beds
3baths
2,620sqft
$660,000
$252price/sqft
$4,198/moest. monthly cost
$167,920/yrincome needed

About This Home

Welcome Home: Modern Living Just Minutes from Downtown Mint Hill. Built in 2023, this beautifully maintained home offers the perfect blend of modern design and everyday comfort — all just a short distance from the charm of downtown Mint Hill. Step inside to find 3 full bedrooms and 3 full bathrooms, plus a spacious loft area that's perfect for a second living space, home office, playroom, or media room. The thoughtful layout offers plenty of room to spread out while still feeling warm and inviting.The garage offers extra function with a 4-foot bump-out for additional storage and workspace, plus a utility sink — perfect for washing up after yard work, hobbies, or projects. Outside, this home truly shines as an entertainer's dream. The fully fenced backyard features a gorgeous paver patio, a cozy fire pit, and a built-in grill area — ideal for weekend cookouts or relaxing evenings under the stars. Retreat to the screened-in back porch, complete with an outdoor TV, for the ultimate spot to unwind rain or shine, bug-free and comfortable year-round. With its unbeatable location close to all the shops, restaurants, and small-town charm of downtown Mint Hill, this move-in-ready home offers the best of both worlds: peaceful residential living with convenience right at your fingertips. Don't miss your chance to make this one home — schedule your showing today!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Bain ElementaryGrades PK-50.9 mi
5/10
Mint Hill Middle SchoolGrades 6-83.4 mi
6/10
Independence HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Exhaust Fan,Exhaust Hood,Gas Cooktop,Microwave,Plumbed For Ice Maker,Tankless Water Heater,Wall Oven
  • Laundry features: Laundry Room,Lower Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,620

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Multi Units,Zoned

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,620 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Raised Toilet

Details

  • Parcel number: 13706149
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Fire Pit,Gas Grill
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$211$2,532
Property Taxes $406$4,872
Electricity $244$2,928
Total$4,198$50,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,931/yr
40% on housing$125,940/yr
45% on housing$111,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$660,000
2023-10-27Sold$581,799
2023-08-31Pending sale$581,799

For Sale by Agent

AgentJennifer McLamb
BrokerageHelen Adams Realty

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