See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

133 Treetop Ct, Georgetown, KY, 40324

4beds
5baths
4,435sqft
$1,310,000
$295price/sqft
$8,267/moest. monthly cost
$330,680/yrincome needed

About This Home

This property has all the amenities anyone should want. Location, privacy, adjoins a horse farm, Elkhorn Creek, inground pool, acreage, and estate style home. The property is half way between Midway and Georgetown and 15 miles to Lexington. 12.4 Acres with an Estate home and ap. 1000 feet of South Elkhorn Creek frontage. Totally private Ironworks Estate home and farm nearly surrounded by South Elkhorn Creek. This estate home is three stories of stylish living with a mother-in-law suite and garage in the walk out basement. Inground pool and gently flowing creek gives the place a water vibe. The pool is just off the deck and is enclosed with decking, fence, and trees. The house boasts a beautiful entrance foyer and kitchen. Den has gas fireplace and views of the creek and horse farms . The property is large enough to be considered a farm. Move in ready and vacant if you need something quick.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
9/10
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Refrigerator,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 895
  • Finished area above ground: 3,540

Heating & Cooling

  • Heating features: Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,435
  • Total interior livable area: 4,435 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 088 10 008 000

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Wood
  • Has view: Yes
  • View description: Farm,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other
  • Horses can be raised: Yes

Lot

  • Lot size: 12.34 Acres
  • Features: Secluded,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Basement,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,624$79,488
Home Insurance *$559$6,708
Property Taxes $734$8,808
Electricity $350$4,202
Total$8,267$99,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,440/yr
40% on housing$248,010/yr
45% on housing$220,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$187
Scott County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,310,000
2026-03-02Listing removed$1,385,000
2026-02-14Price change$1,385,000
2025-10-09Price change$1,389,000
2025-09-14Price change$1,394,000
2025-08-23Listed for sale$1,399,000
2025-08-01Sold$1,300,000

For Sale by Agent

AgentRita Jones
BrokerageKeller Williams Commonwealth

Similar Homes