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2530 Fenton Ave Floor 1, Bronx, NY, 10469

4beds
3baths
2,320sqft
$999,950
$431price/sqft
$6,460/moest. monthly cost
$258,400/yrincome needed

About This Home

Detached brick two-family in Pelham Gardens on a quiet, tree-lined block. Fully renovated, turnkey, and set up for both comfortable living and strong income potential. The main unit has a clean, open layout with hardwood floors, high ceilings, and a large living room that works just as well for entertaining as it does for a quiet night in.The kitchen is the heart of the home, finished with quartz countertops, a large island with seating for five, and stainless steel appliances including dishwasher, microwave, oven/range, and refrigerator. Off the dining area, French doors open right onto a rear balcony that extends your living space outdoors, perfect for morning coffee, an evening drink, or just a quiet reset. From there, stairs lead down to a backyard designed for real everyday use, with a patio for lounging or entertaining, a small vegetable garden, and a pear tree that gives it some real character. Upstairs are three well-proportioned bedrooms. The primary easily fits a king bed and includes two closets. The second bedroom has built-in shelving, and the full bath is finished with marble tile, a jacuzzi soaking tub, and a separate stand-up shower. Central air and heat throughout, plus private laundry in the lower level. The garden-level one-bedroom rental was fully renovated in 2023 and feels just as inviting as the main unit. It offers a modern kitchen with stone countertops and stainless steel appliances, central air and heat, private laundry, and a comfortable living room anchored by an electric fireplace. The bathroom carries the same clean, spa-like feel. The home is fully updated with four zones of central air and heat and high-efficiency tankless water heaters, keeping everything efficient and low-maintenance. Conveniently located near transportation, shops, and daily essentials, it’s a perfect two-family whether you’re living in it, renting it, or both.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Ps 97Grades PK-50.1 mi
7/10
Jhs 144 MichelangeloGrades 6-80.4 mi
3/10
Astor Collegiate AcademyGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other,Terrace
  • Exterior features: Courtyard,Balcony,Garden,Terrace

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$372$4,464
Property Taxes $649$7,788
Electricity $383$4,600
Total$6,460$77,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,485/yr
40% on housing$193,800/yr
45% on housing$172,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 10469$416
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10469$415
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$999,950
2026-06-07Listed for sale$999,950
2023-09-28Listing removed--
2023-08-28Listed for rent$2,700

For Sale by Agent

AgentHarrison Ragone
BrokerageJulia B Fee Sotheby's International Realty

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