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42 Granity Ln, Franklin, NC, 28734

1beds
1baths
276sqft
$149,000
$540price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Welcome to the Pioneer, a charming and thoughtfully designed tiny home set on 1.13 acres of peaceful land. Built in 2024, this cozy retreat blends modern comfort with rustic charm, perfect as a full-time escape, weekend getaway, or Airbnb opportunity. The open floor plan showcases vaulted ceilings that create a light, airy feel, complemented by durable LVP flooring and ceiling fans for year-round comfort. Relax on the covered front porch and take in the quiet surroundings. A powered workshop/shed offers space for hobbies, storage, or creative projects. With septic and city water, you'll enjoy the ease of modern living in a serene setting. Loft storage above the bathroom adds extra functionality, and a stackable washer and dryer are included for convenience. The area reflects a mix of neighboring property styles, adding to its unique character Subject to $2,000 DMV title transfer fee. Financing available through Rabun Bank or 21 Mortgage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Iotla ElementaryGrades PK-41.9 mi
6/10
Macon Middle SchoolGrades 7-84.0 mi
5/10
Franklin HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Park Model/Tiny Home

Interior

Appliances

  • Appliances included: Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: First Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Ceiling Fan(s),Main Level Living,New Kitchen,Open Floorplan
  • Door features: Doors-Insulated
  • Window features: Insulated Windows,Screens
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Mini-Split
  • Cooling features: Ductless

Interior Area

  • Total structure area: 276
  • Total interior livable area: 276 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First
  • Area: 68.53

Property

Details

  • Parcel number: 6596026003

Features

  • Patio & porch: Porch
  • Exterior features: Rustic Appearance
  • Has view: Yes
  • View description: View-Winter
  • Residential vegetation: Partially Wooded
  • Living area range: < 800

Lot

  • Lot size: 1.13 Acres
  • Features: Open Lot

Parking

  • Parking features: No Garage,None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$46$552
Property Taxes $54$648
Electricity $200$2,405
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$252
Macon County$562

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$149,000
2026-07-06Listed for sale$149,000
2025-09-05Listing removed$149,000
2025-04-01Price change$149,000
2025-03-07Listed for sale$159,000
2024-08-22Sold$59,000
2024-07-31Contingent$59,000
2024-06-18Price change$59,000
2024-05-30Listed for sale$69,000
2023-10-30Listing removed--
2023-08-24Listed for sale$519,000

For Sale by Agent

AgentShelly Rewis
BrokerageRe/Max Elite Realty

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