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3337 Costello Cir, Winter Haven, FL, 33884

5beds
3baths
2,522sqft
$345,000
$137price/sqft
$2,518/moest. monthly cost
$100,720/yrincome needed

About This Home

Why buy new when this is BETTER than NEW? This immaculate and spacious home features 5 bedrooms, 3 baths, 2 car garage, a fenced backyard and a water view! What more could you ask for? It’s the perfect blend of comfort and affordability with a modern style. The home features an open concept living room, dining room and kitchen. Perfect for entertaining! The sellers have removed the standard Formica countertops in the kitchen and bathrooms and replaced them with a beautiful white Quartz! But that's not all, they also replaced the carpet on the stairs with a beautiful Red Oak wood, fenced in the backyard, updated the faucets, fixtures, and hardware throughout. They also added a shiplap accent wall in the upstairs loft and laundry room. There is one bedroom and one full bathroom located on the main floor ideal for guests or someone that can't climb stairs. Upstairs, you'll notice the versatile loft space that is currently being used as a home office but would also work as a playroom or 2nd living area. The generous primary suite with a huge walk in closet and en-suite bathroom, along with 3 additional bedrooms, a bathroom and the laundry room are also located upstairs. The fully fenced backyard provides privacy and is the perfect place to unwind and relax. Located in a desirable and quiet community close to dining, shopping, schools, entertainment, and major highways. Don't miss out on this beauty!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
3/10
Denison Middle SchoolGrades 6-85.0 mi
2/10
Lake Region High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Range,Range Hood
  • Laundry features: Inside,Laundry Room,Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144.72
  • Dimensions: 13.4x10.8

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 126.5
  • Dimensions: 11x11.5

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 126.5
  • Dimensions: 11x11.5

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 126.5
  • Dimensions: 11x11.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Built-in Closet
  • Level: First
  • Area: 174.9
  • Dimensions: 11x15.9

Features

  • Open Floorplan,PrimaryBedroom Upstairs,Smart Home,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Vinyl,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,522 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 160.74
  • Dimensions: 11.4x14.1

Living Room

  • Features: Built-in Closet
  • Level: First
  • Area: 162.8
  • Dimensions: 14.8x11

Loft

  • Features: Built-in Closet
  • Level: Second
  • Area: 119.7
  • Dimensions: 13.3x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 234.36
  • Dimensions: 18.9x12.4

Property

Details

  • Parcel number: 262923690583000460
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$312$3,744
Property Taxes $209$2,508
Electricity $253$3,045
Total$2,518$30,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,331/yr
40% on housing$75,540/yr
45% on housing$67,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$345,000
2025-12-10Listing removed$369,900
2025-10-16Price change$369,900
2025-08-14Listed for sale$385,000
2024-02-13Sold$329,494
2024-01-03Pending sale$329,494
2023-12-06Price change$329,494
2023-11-22Price change$334,494
2023-11-17Price change$339,494
2023-11-08Price change$349,996
2023-10-26Price change$354,996
2023-08-23Listed for sale$359,490

For Sale by Agent

AgentMindy Russo
BrokerageKELLER WILLIAMS REALTY SMART

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