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54 Oak Ridge Pl, Union Grove, AL, 35175

4beds
3baths
1,864sqft
$360,000
$193price/sqft
$2,314/moest. monthly cost
$92,560/yrincome needed

About This Home

OPEN FLOOR PLAN IN A GATED GOLFING COMMUNITY! MASTER ON MAIN FLOOR, BED 2 & 3 ON MAIN FLOOR, 4TH OR BONUS ROOM UPSTAIRS WITH BATH KITCHEN ISLAND, LARGE PANTRY WITH COVERED PORCH AND PATIO ON BACK WITH WATERWAY AT REAR OF PROPERTY. PLENTY OF ROOM FOR GOLF CART PARKING IN TWO CAR PLUS GARAGE. IN THE GARDENS AREA OF CHEROKEE RIDGE AND ON A CUL DE SAC STREET. COMMUNITY OFFERS RESTAURANT IN THE CLUBHOUSE, POOL, TENNIS COURTS AND MANY OTHER AMENITIES. JUST 15 MINUTES TO SOUTH HUNTSVILLE WITH ACCESS TO REDSTONE ARESENAL AND ALSO JUST A FEW MINUTES TO HWY 36 WHICH LEADS TO I-65.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
Brindlee Mt High SchoolGrades 6-129.1 mi
5/10
Grassy Elementary SchoolGrades PK,3-59.2 mi

Construction

Condition

  • Year built: 20223

Materials

  • Foundation: Slab

Other

  • Builder name: PROMINENCE HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom3

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,864 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Smooth Ceiling,LVP
  • Level: First
  • Area: 160

Living Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 192

Master Bedroom

  • Features: Smooth Ceiling,Walk-In Closet(s),LVP
  • Level: First
  • Area: 169

Property

Details

  • Parcel number: 1204184000016.046
  • Special condition: In Foreclosure

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Porch,Front Porch,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Water Access,Pond,See Remarks

Lot

  • Lot size: 0.30 Acres
  • Features: Near Golf Course

Parking

  • Parking features: Garage-Attached,Garage Door Opener,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$164$1,968
Property Taxes $90$1,080
Electricity $240$2,881
Total$2,314$27,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,337/yr
40% on housing$69,420/yr
45% on housing$61,706/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 35175$156
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35175$147
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listing removed$357,400
2025-07-26Price change$357,400
2025-03-06Price change$359,900
2024-12-12Listed for sale$374,900
2024-11-23Listing removed$2,100
2024-10-19Listed for rent$2,100
2023-10-23Listing removed--
2023-10-14Price change$1,995
2023-09-29Listed for sale$359,900
2023-08-23Listed for rent$2,095

Unknown Listed By

AgentSandra Vann
BrokerageLegend Realty

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