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234 Wild Daisy Lane, Banner Elk, NC, 28604

1beds
1baths
325sqft
$399,000
$1,228price/sqft
$2,463/moest. monthly cost
$98,520/yrincome needed

About This Home

Built by renowned Overlook Projects, The Outpost is a brand-new, turnkey modern cabin, thoughtfully designed to deliver both architectural impact and a deeply livable mountain retreat. Offered fully furnished and ready to enjoy—or rent—from day one, this home provides a rare opportunity for immediate use with no finish work, outfitting, or guesswork required. Within a compact yet remarkably efficient footprint, soaring roof geometry creates dramatic interior volume, with high ceilings and a light-filled loft that comfortably sleeps up to four. A full wall of glass anchors the living space, drawing the outdoors in and framing the surrounding landscape, while carefully placed windows promote natural cross-ventilation that keeps the home cool and comfortable through the seasons. The interior is rich with custom finishes and intentional details, including a cozy wood-burning stove, a full bathroom, and a well-appointed kitchenette—everything needed for effortless weekend escapes or extended stays. Outside, the experience continues with a cedar sauna by Heritage Saunas and a secluded hot tub, creating a true indoor-outdoor retreat for guests and owners alike. Designed with sustainability at its core, The Outpost optimizes passive and solar performance, leveraging prevailing summer breezes while guarding against harsh winter winds. Natural ventilation, solar orientation, and durable materials work together to create a cabin that feels as responsible as it is refined. Equally compelling as a personal escape or a high-performing short-term rental, The Outpost is new construction, fully furnished, and truly turnkey—a design-forward mountain property that balances beauty, efficiency, and comfort, ready for immediate enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Valle Crucis ElementaryGrades PK-85.3 mi
8/10
Watauga HighGrades 9-1212.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Carbon Monoxide Detector,Furnished,Hot Tub/Spa,Sauna,Vaulted Ceiling(s),Window Treatments
  • Window features: Window Treatments
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 325

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 325
  • Total interior livable area: 325 sqft

Property

Details

  • Parcel number: 1950280569000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Multiple,Open,Wrap Around
  • Exterior features: Hot Tub/Spa,Gravel Driveway
  • Has spa: Yes
  • Spa features: Hot Tub,Sauna
  • Has view: Yes
  • View description: Pasture,Seasonal View

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$107$1,284
Property Taxes $139$1,668
Electricity $200$2,405
Total$2,463$29,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,445/yr
40% on housing$73,890/yr
45% on housing$65,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,228This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$295
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$459,000
2023-12-14Sold$26,500
2023-11-29Pending sale$32,000
2023-08-21Listed for sale$32,000

For Sale by Agent

AgentGarrett Andersson
BrokerageThe Andersson Group

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