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2358 A,B,C Elmway, Okanogan, WA, 98840

1beds
3baths
1,680sqft
$230,000
$137price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Commerical building with resident in the back. Prime opportunity in a great location! This versatile commerical building features two separate sections that can be used individually or easily combined into one large store front. One bedroom, one bath home in the back with fenced in yard and covered deck. Perfect for those seeking a live/work setup or additional rental income alongside commerical operations. Ideal for store, office, or mix-use purposes. Rental unit in back will not be shown unless an offer is written contingent upon viewing.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
6/10
Okanogan Middle SchoolGrades 6-82.0 mi
6/10
Okanogan High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: electric,Water Heater Location: basement

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 5400410002
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: NONE

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.35 Acres
  • Features: Paved,Deck,Fenced-Partially

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Wildfire
Avalanche
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$110$1,320
Property Taxes $122$1,464
Electricity $149$1,793
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 98840$189
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98840
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-22Price change$230,000
2025-05-13Price change$240,000
2024-08-19Price change$250,000
2023-08-18Listed for sale$260,000

For Sale by Agent

AgentKathy Wilcox
BrokerageOkanogan County Realty, LLC

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