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2647 Ruby Dixon Crossing Dr #1, Gastonia, NC, 28056

3beds
3baths
1,608sqft
$297,000
$185price/sqft
$1,998/moest. monthly cost
$79,920/yrincome needed

About This Home

Gastonia Townhome!! Looking for comfort, convenience, and lasting value—with Low HOA. The HOA also takes care of mowing and landscaping. This light-filled end-unit townhome is calling your name. Located in a low-maintenance community just 25 minutes from Charlotte Douglas International Airport. Nearby YMCA and daycare! The open-concept layout flows seamlessly from the kitchen to the spacious living room making it ideal for entertaining or cozy nights in. The Kitchen is a true showstopper, featuring quartz countertops, stainless steel appliances, kitchen island, and ample cabinetry. You will love the ceiling fans and other upgrades. Upstairs, the Primary Suite offers a peaceful retreat with a large bathroom, complete with a walk-in shower, dual quartz vanity, and a generous walk-in closet. Two additional bedrooms provide flexibility for guests, a home office, or growing families, and share a full hall bath. The second-floor, walk-in laundry room is convenient for all. Crafted with durable Hard Board board siding and 9-foot ceilings on both levels, these homes are built to last and designed to impress. Whether you're a first-time buyer or simply looking for a fresh start, this townhome offers the perfect blend of style, function, and location. And a great dog park! No Rental Restrictions at all. Great Investment.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
2/10
Southwest Middle SchoolGrades 6-81.3 mi
4/10
Forestview High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Other

  • Builder model: Dixon
  • Builder name: Brookline

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Porch,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 309667
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: Back Yard,Fenced,Partial
  • Has view: Yes
  • View description: Year Round

Lot

  • Lot size: 0.04 Acres
  • Features: Corner Lot,End Unit,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance *$107$1,284
Property Taxes $190$2,280
Electricity $200$2,405
Total$1,998$23,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,502/yr
40% on housing$59,940/yr
45% on housing$53,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$170
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$295,000
2026-07-23Listed for sale$297,000
2025-11-09Listing removed$298,900
2023-05-25Listed for sale$298,900

For Sale by Agent

AgentTara Higgins
BrokerageKeller Williams South Park

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