See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

200 Oakland Ridge Cv, Oakland, TN, 38060

4beds
2baths
2,106sqft
$415,000
$197price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

This nearly new home is located at the end of a quiet cove and leaves nothing to be desired. Inside you will find a great one level split bedroom floorplan with luxury vinyl plank flooring, beautiful kitchen with custom cabinets, large great room with cozy fireplace, custom wainscotting trim, luxury primary suite with double vanity, soaker tub, and a HUGE shower. Outside features a patio overlooking one of the biggest yards in the neighborhood with a new stained cedar fence. This one will not disappoint!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-51.1 mi
4/10
West Junior High SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: First
  • Area: 156

Bedroom3

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: First
  • Area: 154

Bedroom4

  • Features: Shared Bath,Carpet
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Area: 380

Dining Room

  • Area: 100

Features

  • All Bedrooms Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,4th of More Bedrooms,2 or More Baths,Square Feet Source: Appraisal
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,In Den/Great Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,106 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Area: 170

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Vaulted/Coffered Ceiling,Smooth Ceiling
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 087O E 016.00

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Covered Patio
  • Fencing: Wood,Wood Fence
  • Waterfront features: Cove

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Landscaped,Well Landscaped Grounds
  • Lot size dimensions: 14,810

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $232$2,784
Property Taxes $488$5,856
Electricity $175$2,103
Total$2,993$35,916

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$162
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$415,000
2024-03-15Sold$379,900
2024-01-15Pending sale$379,900
2023-08-14Listed for sale$379,900

For Sale by Agent

AgentJustin Wilburn
BrokerageFayette Realty, LLC

Similar Homes